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Chase Ink Application- Pending?

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mickvain
New Member

Chase Ink Application- Pending?

Hey all!

 

Have been waiting for a preapproval for Chase Ink for sometime. This morning had a notification that I was preapproved for all the Chase Ink cards (Green Star). Applied via the iOS app. Business is a single member LLC with an EIN. Entered information and submitted and received an email "Thanks for applying! We will review your Chase Ink Business card application and be in touch soon." Hard pull on Experian a few minutes later, EQ and TU frozen. (Edit- they were not frozen)

Now to the question, haven't found any DP's on this. Checking application status via the website shows no pending applications. Calling card services to check on pending applications (automated service) says the same. The Green Star card offers are no longer there. I will be patient, but I am wondering if anyone else who has applied with and EIN as well has not had their application populate on either of those services. I'll give it a couple days. Don't think approval will be a problem.

 

Fico 8 scores all 790-800. $180k personal lines, $30k business lines. 5% UTI, 1/24, 0/12, 0 HP when Ex was pulled. No prior business relationship with Chase. $30k in lines with personal cards with Chase.

 

Cheers!



AoOA- 7 - AAoA - 4.6 - Clean Profile - 23% UTI - 10k/44k Limits

Message 1 of 7
6 REPLIES 6
JoeRockhead
Senior Contributor

Re: Chase Ink Application- Pending?

Those Chase pre-approvals are usually pretty solid. I would suspect the hold up is that frozen TU report, since it's very common for Chase to pull EX and TU. You might want to reach back out to them and get a live person on the phone.

Message 2 of 7
SouthJamaica
Mega Contributor

Re: Chase Ink Application- Pending?


@mickvain wrote:

Hey all!

 

Have been waiting for a preapproval for Chase Ink for sometime. This morning had a notification that I was preapproved for all the Chase Ink cards (Green Star). Applied via the iOS app. Business is a single member LLC with an EIN. Entered information and submitted and received an email "Thanks for applying! We will review your Chase Ink Business card application and be in touch soon." Hard pull on Experian a few minutes later, EQ and TU frozen.

Now to the question, haven't found any DP's on this. Checking application status via the website shows no pending applications. Calling card services to check on pending applications (automated service) says the same. The Green Star card offers are no longer there. I will be patient, but I am wondering if anyone else who has applied with and EIN as well has not had their application populate on either of those services. I'll give it a couple days. Don't think approval will be a problem.

 

Fico 8 scores all 790-800. $180k personal lines, $30k business lines. 5% UTI, 1/24, 0/12, 0 HP when Ex was pulled. No prior business relationship with Chase. $30k in lines with personal cards with Chase.

 

Cheers!


You should have unfrozen your reports before applying. You should definitely unfreeze them now.  After they're unfrozen, follow up with a phone call.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 685




Message 3 of 7
mickvain
New Member

Re: Chase Ink Application- Pending?

I was mistaken. TU was thawed as well.

 



AoOA- 7 - AAoA - 4.6 - Clean Profile - 23% UTI - 10k/44k Limits

Message 4 of 7
SouthJamaica
Mega Contributor

Re: Chase Ink Application- Pending?


@mickvain wrote:

I was mistaken. TU was thawed as well.

 


You should unfreeze EQ also.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 685




Message 5 of 7
mickvain
New Member

Re: Chase Ink Application- Pending?

Update- Approved. Card will arrive in 3-7. I just think business cards don't show in personal account application status.



AoOA- 7 - AAoA - 4.6 - Clean Profile - 23% UTI - 10k/44k Limits

Message 6 of 7
SouthJamaica
Mega Contributor

Re: Chase Ink Application- Pending?


@mickvain wrote:

Update- Approved. Card will arrive in 3-7. I just think business cards don't show in personal account application status.


Congratulations on your approval.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 685




Message 7 of 7
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