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Chase Ink Preferred Approval

New Member

Chase Ink Preferred Approval

First time poster here, but long time lurker.  Have definitely learned a thing or 2 from this community, and have greatly improved my card portfolio and scores thanks to all the input here.  Kudos to all the contributors! 

 

I applied yesterday for the Chase Ink Preferred card.  Received the instant 30-day decision message.  Scores in mid 700s, s-corp, 10 years in business. Called the app status number today and was approved for $20k CL!!  Now I have to spend $5k in 3 months to get the 80k bonus!

 

I'm very excited to add this card to my business portfolio, alongside AMEX Business Platinum and Plum cards.  AMEX is awesome and I love them, but some of our vendors dont accept so I've had to use my CSR to earn points (and thus the balance lists on my credit report..) or charge the business checking account and get no rewards. The Ink definitely eliminates this going forward! I also love that I can share the Ultimate rewards between both the Ink and CSR accounts! 

 

Should I app for the Ink cash too when there's a good bonus? if so, when would be a good time to apply?  I'm at 3/24 with the Ink now. Also, any advice on raising the CL with the Ink would be appreciated.  I'm not sure how Chase works but I have had a lot of luck with auto CLI on the Barclays every 6 months or so. 

 

My wallet:

Chase Sapphire Reserve - $16k CL

Barclays Arrival + World Elite - $11.5 CL

Barclays Aviator Silver World - $9,750 CL

Barclays Rewards - $500 CL (emergency card)

Citi Diamond Preferred - $8k CL

BofA Cash rewards - $5,400 CL

AMEX Platinum Business - NPSL

AMEX Plum Business - NPSL

Chase Ink Preferred - $20k CL

Message 1 of 5
4 REPLIES
Valued Contributor

Re: Chase Ink Preferred Approval

Very nice pickup. Awesome SUB.


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 2 of 5
Regular Contributor

Re: Chase Ink Preferred Approval

Very Nice! 

 

and I'm a little jealous. Got bit by 5/24 when I applied. 

Amex Biz Plat | Amex Biz Gold | Amex Biz Plus | Amex BCP | Amex PRG | BoA 123 Sig | BoA Biz Adv | Chase Sapphire Reserve | Chase Freedom Unl | Costco Anywhere Business | Delta Biz Gold | Discover IT | Macy's Amex | PayPal Extras MC | and a couple store cards |
Starting Score 618 EX (2/2014) - Today All 3 above 835 | MyFico Rocks |
Message 3 of 5
Frequent Contributor

Re: Chase Ink Preferred Approval

Do your UR points for the CSR and the Ink, go into the same pot? 

 

I currently eye'ing the Ink Preferred, congrats on the approval btw.

Message 4 of 5
Established Contributor

Re: Chase Ink Preferred Approval


AllCredit wrote:

Do your UR points for the CSR and the Ink, go into the same pot? 

 

I currently eye'ing the Ink Preferred, congrats on the approval btw.


Not automatically since the default is two seperate logins, one for personal cards and one for business cards. However, you can merge the UR points with a simple call. 

Message 5 of 5