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Chase Ink Unlimited Approval

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Xanthos472
Regular Contributor

Chase Ink Unlimited Approval

   Wanted more biz credit with 0% purchase APR to finance some equipment purchases.

 

   Ended up applying for the CIU because I'm currently building out a lineup in the Chase ecosystem.

 

   Was not an instant approval, despite low 7 figure biz revenue and lower mid-6-figure personal income. Initially received the 7-10 day message, followed by an approval notification 4 days later... for $5K. Not sure if the Ink Premier's $80K/$16K line factors into Chase' "maximum credit extended" calculations.

   I guess I'll need to shift some credit from my other Chase cards, but overall, I can't complain. Thanks for the 0% financing, Chase!

 

 

 

Cap 1 QS #1 2.5K Cap 1 QS#2 5K | Citi DC 15410 Citi SYW 9K | Synch 2% 10K | Disco IT 19.3K | Disco Miles 12.6K | CFF 2.4K CSP 8K| Amex BCE 6K EDP 6.2K Schwab 3K | Citizen's 1.8% 12.2K | Wells Cashwise #1 17.45K #2 1K | USBank Cash+ 21K | Fidelity 20K | Truist Spectrum #1 7.5K Spectrum #2 4.5K Bright 5K | PNC Cash #1 3K Cash #2 3K Points #1 600 Points#2 600 | BECU Cash 23.4K Low Rate 10.5K | BoA Premium Rewards 44.9K Travel Rewards 50K | FNBO Evergreen 20K | SAFE CU Cashback + 10K | Huntington Voice 7150 | Keybank Latitude 8K |
BECU CLOC 15K
~BIZ Credit~ Amex BBP 9.6K BBC 10.2K Biz Plat NPSL x2 Biz Gold NPSL x2 | USBank Biz Cash 10K | Citizen's ED Points Biz 7K | FNBO Biz Evergreen 13.7K | BoA Biz Unlimited #1 7.5K |BoA Biz Unlimited #2 50K | BoA Biz CCR #1 7K | BoA Biz CCR #2 22K | CIC 9K | INK Premier 80K/16K Flex | CIU#1 11K CIU #2 5K |
~formerly known as Xatos~
Message 1 of 9
8 REPLIES 8
RebelRocket
Regular Contributor

Re: Chase Ink Unlimited Approval

Congratulations on your approval! I hope that the shifting of limits works out in your favor.

 

Enjoy the card! It's my favorite ecosystem to work with.





Message 2 of 9
keekers
Valued Contributor

Re: Chase Ink Unlimited Approval

Congrats.
Message 3 of 9
JoeRockhead
Community Leader
Super Contributor

Re: Chase Ink Unlimited Approval

Nice approval, congratulations on your new Ink!

Message 4 of 9
Xanthos472
Regular Contributor

Re: Chase Ink Unlimited Approval

@JoeRockhead @keekers @RebelRocket Thanks!

Cap 1 QS #1 2.5K Cap 1 QS#2 5K | Citi DC 15410 Citi SYW 9K | Synch 2% 10K | Disco IT 19.3K | Disco Miles 12.6K | CFF 2.4K CSP 8K| Amex BCE 6K EDP 6.2K Schwab 3K | Citizen's 1.8% 12.2K | Wells Cashwise #1 17.45K #2 1K | USBank Cash+ 21K | Fidelity 20K | Truist Spectrum #1 7.5K Spectrum #2 4.5K Bright 5K | PNC Cash #1 3K Cash #2 3K Points #1 600 Points#2 600 | BECU Cash 23.4K Low Rate 10.5K | BoA Premium Rewards 44.9K Travel Rewards 50K | FNBO Evergreen 20K | SAFE CU Cashback + 10K | Huntington Voice 7150 | Keybank Latitude 8K |
BECU CLOC 15K
~BIZ Credit~ Amex BBP 9.6K BBC 10.2K Biz Plat NPSL x2 Biz Gold NPSL x2 | USBank Biz Cash 10K | Citizen's ED Points Biz 7K | FNBO Biz Evergreen 13.7K | BoA Biz Unlimited #1 7.5K |BoA Biz Unlimited #2 50K | BoA Biz CCR #1 7K | BoA Biz CCR #2 22K | CIC 9K | INK Premier 80K/16K Flex | CIU#1 11K CIU #2 5K |
~formerly known as Xatos~
Message 5 of 9
cashorcharge
Community Leader
Super Contributor

Re: Chase Ink Unlimited Approval

That’s Terrific!! Congratulations on your Approval!!👏🏼🍾🥂

Message 6 of 9
xenon3030
Valued Contributor

Re: Chase Ink Unlimited Approval

Congrats. I was in a similar situation and I asked to re-allocate CL from my CIC to CIU over the phone but the request was not approved. Not sure which types of cards would qualify for the CL re-allocation.

 

Anyway, the CL of the ink cards grow by time. After 6 months, the CL of my CIC got bumped to around 15k.


Fico8: EX~EQ~TU~840 (12 month goal~850).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclays View.
Message 7 of 9
SouthJamaica
Mega Contributor

Re: Chase Ink Unlimited Approval


@Xanthos472 wrote:

   Wanted more biz credit with 0% purchase APR to finance some equipment purchases.

 

   Ended up applying for the CIU because I'm currently building out a lineup in the Chase ecosystem.

 

   Was not an instant approval, despite low 7 figure biz revenue and lower mid-6-figure personal income. Initially received the 7-10 day message, followed by an approval notification 4 days later... for $5K. Not sure if the Ink Premier's $80K/$16K line factors into Chase' "maximum credit extended" calculations.

   I guess I'll need to shift some credit from my other Chase cards, but overall, I can't complain. Thanks for the 0% financing, Chase!

 

 

 


Congratulations on your approval.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 8 of 9
MissLiz
Established Contributor

Re: Chase Ink Unlimited Approval

Congratulations on your approval, @Xanthos472 !

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 9 of 9
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