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Chase Tightening Up INK Approvals ?!?

tag
cashorcharge
Community Leader
Super Contributor

Chase Tightening Up INK Approvals ?!?

Interesting read about Chase's approval odds for INK cards in the last few months. Check out the comments at the bottom

 

https://www.doctorofcredit.com/reports-chase-tightens-up-approvals-on-business-card-applications/

 

Message 1 of 4
3 REPLIES 3
coldfusion
Community Leader
Mega Contributor

Re: Chase Tightening Up INK Approvals ?!?

Well, when enough people abuse a nice thing this is isn't an unusual outcome.  I'm a little surprised that it took Chase this long to start cracking down.

(2/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 4
pizzadude
Credit Mentor

Re: Chase Tightening Up INK Approvals ?!?

Those with four INK cards had an 0% chance of getting approved for an INK card.   Smiley LOL

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 4
creditrizz
Regular Contributor

Re: Chase Tightening Up INK Approvals ?!?

Applied for a second ink since the Unlimited pays 1.5% uncategorized while my preferred only pays 1% uncategorized.  Didn't really wnat a second card, but also don't feel like leaving money on the table.  It's always a ridiculous process with Chase for me as they have my info on some type of fraud alert list where I have to send in verification docs, or go into the branch to prove my indentity, every time I want to open a new checking account or credit card with them.  I've had to speak to about 7 foreign call center reps so far, and now this second application seems like it's finally going through but just very slowly as usual (was able to see the APR of ~17%  I guess it's approved), but now I've noticed that it no longer shows me the option to apply for additional Chase Ink cards when I'm logged in - it just shows me the southwest and united business cards.  Before this app it showed me 3 Ink options as well.  Maybe 2 Ink Cards is going to be the new limit.



TU: 823 EX: 822 EQ: 821
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