Citizens MC 40.5k approval

[bizcredit11]

I closed my Everyday points card to apply for the Platinum card. 

My Everyday limit stood at 20K, so I was expecting 20-25k on the Platinum.

It took some time between card closures and underwriting to get an approval. No POI or bank statements.

You can only have 1 biz card with Citizens and I was unhappy with my APR on the Everyday.

This was a soft pull on my Equifax. I understand they pull personal and business. Personal over 800+ and plenty of biz credit.

Left with 40K+ and 12 months of 0% APR. Card APR is still high 20% on this and even the old Everyday card.

bizcredit11

[cashorcharge]

Very nice approval and glad the swapping of cards warranted such a great S

WooHoo!! Congratulations on your Citizens Approval!!👏🏼🍾🥂

[M_Smart007]

Congrats, I love those 12 months of 0% APR

I am working on the 39K and will be working on the recent 22K

Gotta rack up another card and tranfer over

[RootDet]

Congrats!

I just tried applying but kept getting a white screen after putting in my personal info. So the application seems broken. 

[bizcredit11]

@RootDet Not sure about the white screen. No experience there.

Are you able to re-apply at another time? Another computer? Another browser?

It's a fairly slow process with Citizens in many cases.

[RootDet]

Yep, it cleared up a few hours later. Now it is the waiting game. No instant approvals for me.