Comprehensive list of soft pull business cards?

[KnowledgeSeekr]

Starting to compile a list and wanted to know if there is a more comprehensive list available?

5 Soft Pull Business Cards, easy approvals:

1. https://www.capitalontap.com/us/
2. https://apply.divvy.co/auth
3. https://ramp.com/
4. https://www.getkleercard.com/products#Business-Credit
5. https://www.citizensbank.com/small-business/business-credit-cards/overview.aspx

[babygirl1256]

@KnowledgeSeekr Thanks for posting . . . So Citizen's Bank doesn't run a hard pull on the business owner's personal credit? That's awesome, if true . . . I will have to look into that one! 

[BearsCubsOtters]

---

@KnowledgeSeekr wrote:

Starting to compile a list and wanted to know if there is a more comprehensive list available?

5 Soft Pull Business Cards, easy approvals:

1. https://www.capitalontap.com/us/
2. https://apply.divvy.co/auth
3. https://ramp.com/
4. https://www.getkleercard.com/products#Business-Credit
5. https://www.citizensbank.com/small-business/business-credit-cards/overview.aspx

---

6. https://www.marcus.com/us/en/credit-cards/gm-cards/gm-business-card?partner=gm&pid=7274&prd=cc&chl=w...

The GM Business card from Goldman Sachs/Marcus is a soft inquiry

[BearsCubsOtters]

---

@babygirl1256 wrote:

@KnowledgeSeekr Thanks for posting . . . So Citizen's Bank doesn't run a hard pull on the business owner's personal credit? That's awesome, if true . . . I will have to look into that one! 

---

I can confirm it was a SP on EQ. 

[cashorcharge]

It's worth noting that some of the options you've stated are specific to the type of business formation applying.  A few of those on your list are not eligible for Sole Prop businesses...only C-Corp or S-Corp

[Citylights18]

---

@cashorcharge wrote:

It's worth noting that some of the options you've stated are specific to the type of business formation applying.  A few of those on your list are not eligible for Sole Prop businesses...only C-Corp or S-Corp

---

Divvy, Brex and Ramp are all like that but I'm not sure of Keeler card. Keeler card seems to be open to different business forms but it doesn't offer rewards as part of its product.

[AzCreditGuy]

Has this list been udated and I know for sure Cap1 reports to personal. I am looking for more credit for my business. I keep getting rejected for a BLOC or get poor APRs and low limits 

[sccredit]

This list is for HP vs SP, has nothing to do with reporting. 

[FinStar]

---

@AzCreditGuy wrote:

Has this list been udated and I know for sure Cap1 reports to personal. I am looking for more credit for my business. I keep getting rejected for a BLOC or get poor APRs and low limits 

---

The OP referenced Capital On Tap, not Capital One. Please review the URL links from the op.

[BronzeTrader]

---

@AzCreditGuy wrote:

Has this list been udated and I know for sure Cap1 reports to personal. I am looking for more credit for my business. I keep getting rejected for a BLOC or get poor APRs and low limits 

---

Yes, other than HP vs SP.  Be aware of those business cards report on personal credit report.  There are few of them.  But Cap1 is one of them.  We need a list of those CC banks.  So we can avoid them.  Unless they are super good cards.

I run a big credit line on the business side.  Some get 80% or so utilization.  Plus the charge cards.  That could really impact personal credit file.