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Hello, this is my first post on myFICO.
I applied for Southwest Rapid Rewards Plus Credit Card & Chase Southwest Premier Business on Dec. 1, and here is the current status of the applications:
(I did not receive any reference number or email after either of the application so I have no idea which one is which)
Card 1: Received the email on Dec. 2:
Congratulations. We have approved your request for a Chase credit card.
You'll receive your new card and welcome kit in the mail in 3 to 5 business days.
Thanks for choosing Chase. We look forward to serving you.
Card 2: Received a mail dated Dec. 1 on Dec. 8th:
Thank you for applying for a new SOUTHWEST AIRLINES Visa Platium account. We reviewd your
application, and we're unable to approve this account for you at this time.....
Reason(s):
* Too many request for credit or opened accounts with us
From the reason listed above, I think the one got rejected is the personal card. I only had 1 account open within 2 years, so 5/24 does not apply here. Most likely is because I hit the max total credit line. I am waiting for the approved card to arrive so I have a better idea before I call the reconsideration line to relocate some credits.
Thoughts? Thank you!
@ZengroTrust - hi and welcome to the forums.
Congrats on the SW Premier Business approval. Just an item to keep in mind as far as credit limit reallocations, they can only be done between personal cards, but not from personal to business or business to personal.
This post is about application process and denials. Don't think it belongs to the business category but oh well...
Approved after calling the reconsideration line.