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Divvy Credit Builder going away

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ErikGrimaldi
New Member

Divvy Credit Builder going away

Just got an email that Divvy will be retiring their Credit Builder program and charging will be suspended in a couple days. I literally just got the cards about a week ago, so they won't be transitioning me. Just a heads up for anyone here that might have the cards and not get the email.

Message 1 of 8
7 REPLIES 7
mfinsmi1
Established Contributor

Re: Divvy Credit Builder going away

@ErikGrimaldi ive had this card a couple of months and have not gotten this email. thats crazy to me, i wonder if they are going to end my account it still lets me add money too... can you post the email? i need to contact them and would like a reference 

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8 - Current 10/1/25

Stats: : 1/6; 1/12; 4/24 --- AAoA 5 YRS --- INQ: EX-3/TU-4/EQ-0
Message 2 of 8
ErikGrimaldi
New Member

Re: Divvy Credit Builder going away

@mfinsmi1  I am not seeing a way to post photographs here, but I have uploaded it https://tinypic.host/i/di-page-1.TTZHY . Signing in just now I see a banner going across the stop stating the account has been closed.

 

Message 3 of 8
mfinsmi1
Established Contributor

Re: Divvy Credit Builder going away

@ErikGrimaldi thanks for this... i just logged in dont see the banner yet well see what happens in the next few days. Appreciate the information , crazy how this is happening 

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8 - Current 10/1/25

Stats: : 1/6; 1/12; 4/24 --- AAoA 5 YRS --- INQ: EX-3/TU-4/EQ-0
Message 4 of 8
sixzeroz
New Member

Re: Divvy Credit Builder going away

Sucks. I got the same email and account shut down the following day. 

Rebuild started 9/1/22
SC : EXP F8/526 EQUI F8/491 TRANS F8/505

Message 5 of 8
mfinsmi1
Established Contributor

Re: Divvy Credit Builder going away

@sixzeroz dang im sorry , how long did you have your card for?

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8 - Current 10/1/25

Stats: : 1/6; 1/12; 4/24 --- AAoA 5 YRS --- INQ: EX-3/TU-4/EQ-0
Message 6 of 8
Prat10
Valued Member

Re: Divvy Credit Builder going away

I am also on the divvy builder since oct 2022. Did not add any money until Dec 1st but added $4k so far since beggining of december. 

 

After seeing everyone here i just logged into my app and i do not see any such header or any email yet. could it be that i will be transitioned to unsecured? fingers crossed! buisness is only 8 months old and last 3 months has been averaging $30-40k monthly revenue and growing, i also have my business account connected via instant verification not manual. so i am hoping they are seeing so good data from me? 

 

also any advice if i could get any lender that will approve me for cc? 

 

Thanks

Message 7 of 8
mfinsmi1
Established Contributor

Re: Divvy Credit Builder going away

@Prat10 i opened my account in september only added 100 each month , i also have not gotten an email and i dont see any banner saying my account is closed. heres to hoping they unsecure us soon. 

 

as far as business credit cards , i persoanlly have BHG and american express. Have a bunch of wex fleet cards as well but thats fuel only. 

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8 - Current 10/1/25

Stats: : 1/6; 1/12; 4/24 --- AAoA 5 YRS --- INQ: EX-3/TU-4/EQ-0
Message 8 of 8
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