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I applied for the Citi Platinum card on 7/13 and wanted to also get the business card. They double pulled me for the Platinum.
Do they repull credit for sole proprietor business and further, is it a double pull?
Yes they certainly will
@CreditCuriosity wrote:Yes they certainly will
Thanks CC...Wishful hoping I guess I kind of figured that would be the answer.
Bank of America Business Cards DO NOT Report to personal credit bureaus on business cards. Even for Sole Prop with SSN only
@MyDataMyChoice wrote:Bank of America Business Cards DO NOT Report to personal credit bureaus on business cards. Even for Sole Prop with SSN only
Correct. Citibank does not report business cards to personal credit reports either. OP's question was whether or not Citi would make a hard inquiry on their credit report for the business card. Just like BofA, Chase, US Bank, Wells Fargo, TD, FNBO and Amex (if it is your first Amex card) Citi does indeed make a HP inquiry on your personal credit report when applying for a business card when you are personally guaranteeing the debt.