Favorite CC that pull from Equifax?

vermontcred · ‎12-23-2023

Hello everyone, what top credit cards pull from Equifax?

I am mainly looking for business credit and larger lines.

I have about 5 inquiries on TU and Experian so want to focus on Equifax.

What are your favorite cards with high limits, introductory offers, and bonuses?

GZG · ‎12-23-2023

@vermontcred wrote:
Hello everyone, what top credit cards pull from Equifax?

I am mainly looking for business credit and larger lines.

I have about 5 inquiries on TU and Experian so want to focus on Equifax.

What are your favorite cards with high limits, introductory offers, and bonuses?

penfed and citi custom cash come to mind for me personally, GM business card is also an EQ pull, sometimes a SP even

other than that it's going to be highly regional

https://ficoforums.myfico.com/t5/General-Credit-Topics/Which-Report-Will-They-Pull-Part-2/td-p/63797...

Starting FICO 8:

Current FICO 8:

ChargedUp · ‎12-23-2023

Citi *mostly* pulls EQ. PenFed is pretty solid with EQ

Citizens pulled EQ for me as well.

https://movecu.com// pulled EQ when it hooked me up with Dept. of Interior CU Visa.

BuckyB · ‎12-23-2023

About 2 weeks ago I froze both EX and TR to see what I could get approved for with only EQ (I have a **bleep** ton of inquiries on EX and TR). I did get a Target Mastercard which attempted TR and then pulled EQ and approved me a couple of days later. Earlier this year they denied me when they pulled TR because even back then I had a **bleep** ton of inquiries. So if you want a Target card and you have a **bleep** ton of inquiries on TR and not EQ, this is the way to go.

However Citi denied me with EX and TR frozen and didn't even try to pull EQ. Fidelity told me to unfreeze EX. Cap One pulled EQ and then told me to unfreeze the others. Synchrony denied me.

Oddly, PenFed didn't even try EQ. They denied me. I applied with a whole bunch (not places with internal scores) and the only ones that actually pulled EQ were TD Bank (approved for above Target card), Cap One (denied for Savor), Synchrony (denied for 2% Mastercard).