Just in case anyone is interested in getting a loan from Funding Circle.
They just sent me a code that gives you $1000 off your loan origination (also they give me $1000 just for full disclosure)
The code is R2D9 and you can apply at http://www.fundingcircle.com/us/apply
If you don't know much about them. They are fairly easy to get a loan from but at a higher rate than banks.
For example, I paid 14% APR for a 48 month term.
The pros: easier to get than a bank, much lower interest rate and longer repayment terms than these credit card processing loans like IOU or On Deck
I have had a good experience with them and that is why I am passing this along.
