GM Business Card Denied

[jdsinm]

Just throwing this out for the data points

After seeing several mentions that this was a soft personal pull to get the offer stage/acceptance, I figured why not even though i knew low possibility.

Got soft pulled on eq. Several business days later no hard inquiries have shown up.

According to a tier one phone rep they also pulled bus eq.

Immediate/online denial, letter sent to provided email within a minute.

The only listed reason was-

Limited time in business

This wasn't a surprise to me as I've only started my bus credit sense jan of this year to start even though the business has been around sense 2018.

I reconed just to find out what bus report they pulled and was told eq.

Was then told to try back in "about a year of reporting"

My listed personal score in the letter was 789.

[babygirl1256]

Gosh, disappointing denial but I'd certainly try back in one year. I have a GM financed auto but not brave enough to take the leap. Best wishes and success to your business as I'm in the same boat . . . biz opened and then COVID-19 . . . so just trying to get things started again.

[cashorcharge]

Appreciate you sharing.  Sorry about the denial...

[Goos]

I checked it every 2 weeks for a month and half since launch day . Went from denial to approval the last time keep trying . It's a soft pull even after approval . No harm no foul in trying . 

[jdsinm]

Thanks for the 411

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@Goos wrote:

I checked it every 2 weeks for a month and half since launch day . Went from denial to approval the last time keep trying . It's a soft pull even after approval . No harm no foul in trying . 

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