GM Business MC Approval $12k SP approval

trvlscmmr · ‎03-30-2023

Iced my Personal EQ file after getting the $12k offer from the Marcus by Goldman Sachs prequalifier. I accepted the offer, instant approval...

Same way I got the personal apple card except with apple you gotta unfreeze/freeze TU -> SP approval... Card has already been added to the digital wallet.

EQ 680, 14% overall utilization, 10 inquiries, lol/12, 1/6...

bthebuilder · ‎03-30-2023

I have the Personal version (and apple card). They saved me when Discover closed my account with a 3k balance. I wish they would offer more useful rewards or cashback similar to the Apple card. Otherwise a good web UI and US based CS. My only complaint is the personal card does not show the amount of available credit left. Only what you owe.

JoeRockhead · ‎03-30-2023

Nice SL and approval, congratulations!

cashorcharge · ‎03-30-2023

Congratulations on your GM approval!

Czyln · ‎03-30-2023

Are you sure it is a soft pull?

Drifter73 · ‎03-31-2023

@Czyln wrote:
Are you sure it is a soft pull?

It was an sp to personal and only reports to Biz for me.

trvlscmmr · ‎04-01-2023

@Czyln wrote:
Are you sure it is a soft pull?

2 days later & no hard pull... Pretty sure it's a soft pull.

trvlscmmr · ‎04-01-2023

Thank you, yes I wasn't expecting 12k. They started my apple card off at $2,400 a few years back (now $7,200 limit) so Goldman Sachs must like my Business profile more than my personal profile.

M_Smart007 · ‎04-01-2023

@Czyln wrote:
Are you sure it is a soft pull?

@Czyln,

Definitely a "SP" on Equifax Personal Report only.

ETA: It does NOT report to any personal credit bureau's.

https://ficoforums.myfico.com/t5/Business-Credit/GM-Business-Card-39-000-00-Approval/m-p/6618669