GM Business by Marcus

[Dcowboy08]

Received another email asking me to apply. I had been looking at the card for awhile based on the posts from you all. I researched all of that one more time and pulled the lever.

Approved, sp, $10500 sl.

DP's:

8.5 yrs in business LLC

Just under a million in annual revenue

Pulled EQ (They state this in several places on their website)

Business credit shows EQ with two different types of scores. They both are okay, not great. Experian is way better.

[JoeRockhead]

Nice, congratulations on your approval!

[JimmiS]

Congratulations! My gf was declined for not enough time in business. She incorporated in 2019 and her EQ score is 810! I was declined for "average length of credit." My average is six years. My EQ is 824. We have 2% utilization and both of us have two tradelines reporting on EQ business. Maybe Lexis got us? But Capital on Tap uses Lexis and they just gave me 14k. And Truist just gave me a 50k BLOC. It makes no sense. The non-fintech banks love us. When I call, all they can tell me is to "apply again at a later date." Well anyway, great job!

[Dcowboy08]

Wow, that's wierd. You certainly seemed like you guys would've scored that card. I'll never understand their algorithms...

[AzCreditGuy]

Congrats I was approved for $30k a year ago, hoping someone else takes over the card and lets us use the rewards as a statement credit vs GM car purchase 

[cashorcharge]

Not too many of these lately...

Congratulations on your GM Marcus Approval!!👏🏼🍾🥂

[RealEstateGuy89]

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@Dcowboy08 wrote:

Received another email asking me to apply. I had been looking at the card for awhile based on the posts from you all. I researched all of that one more time and pulled the lever.

Approved, sp, $10500 sl.

DP's:

8.5 yrs in business LLC

Just under a million in annual revenue

Pulled EQ (They state this in several places on their website)

Business credit shows EQ with two different types of scores. They both are okay, not great. Experian is way better.

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Atta boy, congratulations on your new GM business card!