@Bladematthewslp wrote:
So I received answers from the source for the questions I asked in the original post. Overall, they consider your entire credit and banking profile. Basically, if you don't have a banking relationship with the financial institution that you are applying for a business credit card through, then having a strong Dun and Bradstreet profile will help you get approved. They want to make sure you don't have any major delinquencies and other derogatories on your D&B profile. If you don't have a strong D&B profile, then they consider your banking relationship with the financial institution. None of these are guaranteed approvals, of course. They still consider your entire credit profile, so your personal credit profile has to be to their satisfaction as well.
Hi @Bladematthewslp ! I wanted to follow up. Did you apply for an Elan Business Credit Card? If so, how was the process and do you have any new data points?
