I have an 80 paydex and I'm stuck

Anonymous · ‎12-01-2016

Hello! I have been trying to get revolving store cards with no pg but i'm having no luck. I have 5 tradelines on experian and 3 on d&b. I have a 80 paydex on d&b and a 61/100 on experian.

I applied for dell - nope

amazon - 7-10days message

home depot - no

sams - no

walmart - how do i apply without online app?

exxon - no

What do I do?

Anonymous · ‎12-01-2016

For walmart, you could always call to apply.

How about Staples/Office Depot?

lindsaydruart · ‎12-01-2016

80 is as close to perfect as you will get on DNB. You have to pay BEFORE you are even invoiced to get above that.

Gardening since 12/15/2019. Goal 12/15/2021
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Anonymous · ‎12-01-2016

@Anonymous wrote:
Hello! I have been trying to get revolving store cards with no pg but i'm having no luck. I have 5 tradelines on experian and 3 on d&b. I have a 80 paydex on d&b and a 61/100 on experian.

I applied for dell - nope
amazon - 7-10days message
home depot - no
sams - no
walmart - how do i apply without online app?
exxon - no

What do I do?

Dell is very difficult, keep trying Amazon and leave SS# field blank, Home Depot, OfficeMax/Office Depot, Staples are Citi and typically want a PG. Try Sunoco, Exxon & Shell & choose the option for No PG & Try BJ's it's a phone call, but don't provide SS to them either unless they say they can't process without PG. When I called BJ's they asked me before they started the App if a PG was needed would it be me, but they didn't need it and I was approved.