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IHG One Rewards Business Application

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jibc1978
Frequent Contributor

IHG One Rewards Business Application

hi folks!

 

Recently applied (10/28) to the IHG Business credit car and got the "we are reviewing... 7-10 days" message

 

I'm at 4/24

9 months of business, applied as LLC

Fico 780s, ~$90k

CSP/CFF 3/23

Penfed Pathfinder 4/23

AMEX Brilliant/Business 5/23

 

Doing research the sentiment is pretty split between waiting for the letter or calling, also read that 7-10 days would be a possible denial or that they just need information, I did sent out official I.D. and LLC info that they requested on Monday

 

At this point I'm not sure how to proceed, be patient or call? what do you guys think? TIA!

Personal Cards:

Business Cards:

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Credit Health:



Message 1 of 9
8 REPLIES 8
cashorcharge
Community Leader
Super Contributor

Re: IHG One Rewards Business Application

Chase is usually pretty easy to work with when it comes to calling in etc....I say pick up the phone.  Good luck

Message 2 of 9
SouthJamaica
Mega Contributor

Re: IHG One Rewards Business Application

I agree with @cashorcharge that it's good to call.

 

There have been many instances reported here of Chase applications sitting there, just waiting for some identity verification or something, and the call moves it through. There have also been many instances where there was a denial brewing, but the call was able to function as a successful recon.

 

Me I never call, because I have a deep seated fear of being humiliated and having to grovel Smiley Happy


Total revolving limits 710800 (590300 reporting) FICO 8: EQ 712 TU 710 EX 710

Message 3 of 9
jibc1978
Frequent Contributor

Re: IHG One Rewards Business Application

thank you for the responses!

 

did call, found out they still need my EIN document for the business, awaiting the email to send it out

 

hopefully it comes back as an approval Smiley Happy

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Message 4 of 9
jibc1978
Frequent Contributor

Re: IHG One Rewards Business Application

Card was approved with a SL of $5k!!

Personal Cards:

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Message 5 of 9
SouthJamaica
Mega Contributor

Re: IHG One Rewards Business Application


@jibc1978 wrote:

Card was approved with a SL of $5k!!


Congratulations on your approval!


Total revolving limits 710800 (590300 reporting) FICO 8: EQ 712 TU 710 EX 710

Message 6 of 9
JoeRockhead
Senior Contributor

Re: IHG One Rewards Business Application


@jibc1978 wrote:

Card was approved with a SL of $5k!!


Very nice, congratulations on your approval!

Message 7 of 9
cashorcharge
Community Leader
Super Contributor

Re: IHG One Rewards Business Application


@jibc1978 wrote:

Card was approved with a SL of $5k!!


Glad it worked out and you called

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 8 of 9
jibc1978
Frequent Contributor

Re: IHG One Rewards Business Application

thank you for the guidance @cashorcharge !!

Personal Cards:

Business Cards:

Store Cards:


Credit Health:



Message 9 of 9
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