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Ink Business Cash bad idea ?

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911gt34life
Established Contributor

Ink Business Cash bad idea ?

i have 3 chase credit card which charge off and getting remove this year so apply for this card would be bad idea ?

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Message 1 of 4
3 REPLIES 3
SouthJamaica
Mega Contributor

Re: Ink Business Cash bad idea ?


@911gt34life wrote:

i have 3 chase credit card which charge off and getting remove this year so apply for this card would be bad idea ?


Probably a waste of the hard pulls.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 2 of 4
FinStar
Moderator Emeritus

Re: Ink Business Cash bad idea ?


@911gt34life wrote:

i have 3 chase credit card which charge off and getting remove this year so apply for this card would be bad idea ?


If you burned Chase and the accounts remain unpaid, you're unlikely to be approved. Chase has a long memory and keeps internal records regardless of whether the accounts are no longer reflected in your credit reports. It'll be a fool's errand, but you can always try.

Message 3 of 4
TMDSCT
Regular Contributor

Re: Ink Business Cash bad idea ?

In my experience the banks usually have a longer memory than the credit bureaus, so it's very possible they'll decline the app and cite previous charge off

Message 4 of 4
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