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i have 3 chase credit card which charge off and getting remove this year so apply for this card would be bad idea ?
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@911gt34life wrote:i have 3 chase credit card which charge off and getting remove this year so apply for this card would be bad idea ?
Probably a waste of the hard pulls.





























@911gt34life wrote:i have 3 chase credit card which charge off and getting remove this year so apply for this card would be bad idea ?
If you burned Chase and the accounts remain unpaid, you're unlikely to be approved. Chase has a long memory and keeps internal records regardless of whether the accounts are no longer reflected in your credit reports. It'll be a fool's errand, but you can always try.
In my experience the banks usually have a longer memory than the credit bureaus, so it's very possible they'll decline the app and cite previous charge off