I was messing around in QuickBooks the other day and realized the new Intuit Credit Card was available to apply. I saw it was a soft pull and couldn't resist. I applied, had to scan my face and ID, and then it asked for me to upload my FEIN letter from when I first applied for my EIN. I sent that over and 24 hours later, I got an approval email. SL of $42,500 and 19.24% rate (doesn't matter - will be PIF). I have yet to see a hard inquiry. The welcome/approval email did have an "Accept Offer" button and it said your credit score may be affected. No alerts anywhere on an inquiry.
Stats at the time of approval -
EQ and TU hovering around 820 and EX around 780 (which is what I think they used).
This business has been formed with the state since 2023, but we've only been open since April of 2025. We've had about $850k in sales since then and all transactions are in QB.
Nothing too special about the card. It's 5% cash back on Intuit products and 2% on everything else. I was able to add it to Google Pay immediately and all of the credit line is available. A physical card was not automatically sent. I had to request one, but it was a simple tap in the app. Speaking of the app, this card lives independently from QuickBooks in its own app, which has a clean interface and seems simple enough to use.
I've uploaded some screenshots of the email, the app home screen, and the first couple of pages of the T&C for the card.
Got the card in the mail today. Sent FedEx. Nice presentation. The card is very thick metal and has a cool iridescent effect.
