Lowes - Sync - Business Card

[Red1Blue]

I have tired to apply for Lowes - Sync - Business Card. It is asking for PG. Will they do hard inq on Personal CR? Do they report Biz cards to Personal Reports ? in the last few days Sync approved Amazon and Sams Club. I am debating if I should take a chance to apply for Lowes Biz card or just hold off for few months and let my Biz accounts age.

When I am there I also looked the App for Amex Lowes Business Card. They want to connect to my Business Bank and get the data. I was not so sure and I canclled the App. I am going to wait for Amazon Amex Biz Card which I am more likely use it more often.

[cashorcharge]

While I don't know the answer....I can tell you the Home Depot Commercial Account through SYNC did not require a PG and does not require a personal HP

If you're set on Lowes...good luck, though if you're flexible....perhaps take a look at there.  

Brain Fart...Please DISREGARD

[Red1Blue]

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@cashorcharge wrote:

While I don't know the answer....I can tell you the Home Depot Commercial Account through SYNC did not require a PG and does not require a personal HP

If you're set on Lowes...good luck, though if you're flexible....perhaps take a look at there.  

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Thanks @cashorcharge I did not know Synch is providing HomeDepot cards also. I'll take a look at it.  I thought Citi was issuing HomeDepot Cards. I just started turbo charging my business credit. So far I got 1 card from CapitalOne - Walmart and 2 Sync Cards. Amazon and Sams. I am debating of I should push my luck for another card with Synch or look at other bank for adding next account. Synch is known to be very finicky.

[cashorcharge]

Brain Fart...my bad.  Home Depot is CITI...sorry about that

Nonetheless.....it didn't require a personal HP

Sorry about that 

[FinStar]

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@Red1Blue wrote:

I have tired to apply for Lowes - Sync - Business Card. It is asking for PG. Will they do hard inq on Personal CR? Do they report Biz cards to Personal Reports ? in the last few days Sync approved Amazon and Sams Club. I am debating if I should take a chance to apply for Lowes Biz card or just hold off for few months and let my Biz accounts age.

When I am there I also looked the App for Amex Lowes Business Card. They want to connect to my Business Bank and get the data. I was not so sure and I canclled the App. I am going to wait for Amazon Amex Biz Card which I am more likely use it more often.

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If it asked for PG, yes they will pull your personal CRs.

If AENB asked for access to your deposit accounts for the Lowes biz AmEx, chances are they could ask for the same data or access when you apply for the Amazon biz AmEx.

[Red1Blue]

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@FinStar wrote:

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If it asked for PG, yes they will pull your personal CRs.

If AENB asked for access to your deposit accounts for the Lowes biz AmEx, chances are they could ask for the same data or access when you apply for the Amazon biz AmEx.

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Hi @FinStar Thanks for your input. If it is required I would not mind doing a PG and also provide the financial documents for my business for the right card. My business is in the IT and Medical Research. Lowes Amex is not of much use. If Amazon Amex wants I'll PG and provide financial documents. It is just how rapidly things are moving with Fin Tech companies are bringing new methods and conventional lenders are adapting them also. We will see. I am going to take one day at a time and enjoy the future.

[FinStar]

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@Red1Blue wrote:

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@FinStar wrote:

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If it asked for PG, yes they will pull your personal CRs.

If AENB asked for access to your deposit accounts for the Lowes biz AmEx, chances are they could ask for the same data or access when you apply for the Amazon biz AmEx.

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Hi @FinStar Thanks for your input. If it is required I would not mind doing a PG and also provide the financial documents for my business for the right card. My business is in the IT and Medical Research. Lowes Amex is not of much use. If Amazon Amex wants I'll PG and provide financial documents. It is just how rapidly things are moving with Fin Tech companies are bringing new methods and conventional lenders are adapting them also. We will see. I am going to take one day at a time and enjoy the future.

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Sounds like a plan then. Often times there are individuals against providing access to their deposit or banking information including supplemental documentation such as bank statements or tax records (for their own reasons), but it sounds like you will be ok with that request -- if they were to ask.