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Multiple BofA Business Customized Cash possible?

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hackersmovie
Contributor

Multiple BofA Business Customized Cash possible?

I have a BofA Business Customized Cash as well as an Unlimited Cash CC and would like to try and get a 2nd Customized Cash as my spending is nearly split 50/50 between the Computer Services and Business Consulting categories.

 

In the terms and conditions it says you "may" be declined if you "have or have had" a card in the last 24 months. This seems to indicate that it may be possible for a second. I know you can on the personal side, just not sure on the business side. I'll be past 24 months of opening that account in February of 2025 so I still have some time to wait.

Personal Cards: Total CL $88,700


Business Cards: Total CL $43,800


FICO 8: Equifax - 686 / Transunion - 727 / Experian - 678
FICO 9: Equifax - 659 / Transunion - 776 / Experian - 673
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1 REPLY 1
Alephbet
Regular Contributor

Re: Multiple BofA Business Customized Cash possible?

I had two Bank of America BACCR cards until a couple of months ago when BofA closed my first one without warning to my irritation. I opened the first one in June 2020 and moved some of its credit line to my Alaska Business card so it only had a $1500 credit line and I had not used it in three to six months. About a year ago or a little more I had also changed my first one to a Visa from its original Mastercard. The second one I opened in March of 2022. I got bonuses on each one without issue. As far as I can tell, there is no problem having multiples as long as the applications are spaced sufficiently according to BofA's rule.

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AOD Visa Signature | Curve Card | X1 Credit Card | Target RedCard | Venmo Card
AMEX: Schwab Platinum | 2 x Gold | Green | 2 x Business Platinum | 2 x Business Gold | Blue Business Plus
AMEX: Amazon Business Prime | Delta Reserve | Delta Reserve Business | Marriott Bonvoy Business
Chase: Aeroplan | Amazon Prime | World of Hyatt | World of Hyatt Business | Marriott Bonvoy Boundless
Chase: Ink Business Cash | Ink Business Preferred | Southwest Performance Business
BofA: Alaska Airlines Business | Business Advantage Customized Cash Rewards
Citi AAdvantage Executive | Barclays AAdvantage Aviator Business
U.S. Bank Business Triple Cash Rewards | U.S. Bank Business Platinum | GM Business Card
Apple Card | Navy Federal Flagship Rewards | PenFed Gold | PenFed Platinum Rewards
Capital One Platinum | Capital One QuicksilverOne | FNBO Evergreen Business
Player 2: Delta Platinum AMEX | Chase Freedom | 2 x Chase Freedom Flex | Apple Card
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