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Puzzling Citi Behavior.

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MarkintheHV
Established Contributor

Puzzling Citi Behavior.

I have been trying to get back into Citi for several years now.  I did not burn them, or owe them any money, it just seemed that they always come up with a new reason why they cannot approve me.  This year, I have been denied twice for a Custom Cash.  Lately, I have been working on some business cards with Amex with great success.  Today, on a hunch I applied for the AA business card, and was approved for 16K. 

Go figure!

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Less Is More: Morgan Stanley AmEx BCP 70k | NFCU Flagship Visa 80k | AmEx Delta Reserve Biz 22k | BoA Atmos Visa 42K
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Message 1 of 6
5 REPLIES 5
SouthJamaica
Mega Contributor

Re: Puzzling Citi Behavior.


@MarkintheHV wrote:

I have been trying to get back into Citi for several years now.  I did not burn them, or owe them any money, it just seemed that they always come up with a new reason why they cannot approve me.  This year, I have been denied twice for a Custom Cash.  Lately, I have been working on some business cards with Amex with great success.  Today, on a hunch I applied for the AA business card, and was approved for 16K. 

Go figure!


Congratulations on your approval.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 2 of 6
Jeffster1
Valued Contributor

Re: Puzzling Citi Behavior.

Congrats! Persistence often pays off. 

0% utilization
FICO 8 EX 839 EQ 848 TU 850
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 10K I Bread Financial American Express 18K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney Mastercard 10K I Synchrony Premier Mastercard 10K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 15K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I Gemini Bitcoin Mastercard 15K I TMobile Capital One Visa 20K
Message 3 of 6
JoeRockhead
Community Leader
Super Contributor

Re: Puzzling Citi Behavior.

Nice SL, congratulations on your approval!

Message 4 of 6
MeredithLepore
New Contributor

Re: Puzzling Citi Behavior.

Congrats my friend! Success speaks.

Message 5 of 6
cashorcharge
Community Leader
Super Contributor

Re: Puzzling Citi Behavior.

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 6 of 6
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