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So i got lowered credit stealthingly from AMEX

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MudkipsRKooL
Regular Contributor

So i got lowered credit stealthingly from AMEX

So I got my Amazon Prime Biz card to 17.4K back in March (from 10.5K) i believe. Apped for BBC, now my credit for Amazon biz prime is back to 10.5K. I guess I'm maxed out on their limits I don't understand why they didn't send any papers or anything, just stealthingly lowered my Amazon biz credit. I wish they lowered my personal instead. Makes me wonder if I can just ask for CLI in 6 months which is due in mid-September lol. Bring back the Amex Amazon card back to 17.4k lmao.

 

Anybody have the same experience? I have 60K income, more like 65K this year, but i wonder if i should include household income as well? Would bring me up to 100K

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GZG
Valued Contributor

Re: So i got lowered credit stealthingly from AMEX


@MudkipsRKooL wrote:

So I got my Amazon Prime Biz card to 17.4K back in March (from 10.5K) i believe. Apped for BBC, now my credit for Amazon biz prime is back to 10.5K. I guess I'm maxed out on their limits I don't understand why they didn't send any papers or anything, just stealthingly lowered my Amazon biz credit. I wish they lowered my personal instead. Makes me wonder if I can just ask for CLI in 6 months which is due in mid-September lol. Bring back the Amex Amazon card back to 17.4k lmao.

 

Anybody have the same experience? I have 60K income, more like 65K this year, but i wonder if i should include household income as well? Would bring me up to 100K


if you want to move your personal limits to your biz cards you can there's a tool on the website that lets you reallocate from personal to biz or from biz to biz cards 

 

you can also request support simply lower your personal limits, but no guarantees you'd be able to CLI back up to where you are at now 

 

I personally prefer how amex and boa do it gracefully, as opposed to chase which would deny and force you to call in to get the limits moved around and the account opened 

Starting FICO 8:
Current FICO 8:


0/6, 2/12, 7/24
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Shooting-For-800
Senior Contributor

Re: So i got lowered credit stealthingly from AMEX

Household income is perfectly acceptable.

Pretty sure it says so right on the app.

GL!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



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