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About a month ago I went for Ink plus preferred. Was denied just because of business verification and it was going to cost me too much money to do a dba just to make chase happy so I waited 30 days and was going to reapply using the exact business information on my other ink card so I don't hit the verification issue again. However, I see the personal IHG card has an all time high bonus which ends on 10/9. Wondering if I should go for the IHG card and put ink on back burner. Mainly interested in the IHG card for signup and free annual night since I don't really stay at their properties very often. Not sure its worth going for ahead of the ink.
@red259 wrote:About a month ago I went for Ink plus preferred. Was denied just because of business verification and it was going to cost me too much money to do a dba just to make chase happy so I waited 30 days and was going to reapply using the exact business information on my other ink card so I don't hit the verification issue again. However, I see the personal IHG card has an all time high bonus which ends on 10/9. Wondering if I should go for the IHG card and put ink on back burner. Mainly interested in the IHG card for signup and free annual night since I don't really stay at their properties very often. Not sure its worth going for ahead of the ink.
If it were me, Id nail down the expiring offer first
Side note. This is the first time Ive seen someone with a 600, 700, and 800 score at the same time
The good news is the bonus on the CIP won't go anywhere if you can afford to be patient for another month or so if you go for the IHG and it doesn't affect your 5/24 status. Having said that I would app for the CIP the bonus is too good to waste and the IHG can be your fallback plan if CIP app doesn't pan out and need to pull the trigger quickly
@Meanmchine wrote:
@red259 wrote:About a month ago I went for Ink plus preferred. Was denied just because of business verification and it was going to cost me too much money to do a dba just to make chase happy so I waited 30 days and was going to reapply using the exact business information on my other ink card so I don't hit the verification issue again. However, I see the personal IHG card has an all time high bonus which ends on 10/9. Wondering if I should go for the IHG card and put ink on back burner. Mainly interested in the IHG card for signup and free annual night since I don't really stay at their properties very often. Not sure its worth going for ahead of the ink.
If it were me, Id nail down the expiring offer first
Side note. This is the first time Ive seen someone with a 600, 700, and 800 score at the same time
Next to each score is the date that score was from. So obviously not at the same time.
@simplynoir wrote:The good news is the bonus on the CIP won't go anywhere if you can afford to be patient for another month or so if you go for the IHG and it doesn't affect your 5/24 status. Having said that I would app for the CIP the bonus is too good to waste and the IHG can be your fallback plan if CIP app doesn't pan out and need to pull the trigger quickly
Yea I kinda feel this is the way I am going to go. The CIP is most important to me. I notice IHG doesn't give upgrades on award stays so the status doesn't do much for me unless I have paid stays with them and I prolly rather pay to stay at hyatt or hilton. Then again I was looking at the hyatt card and the current offer just doesn't do it for me. Their older offers were much better.
Pulled the trigger on the CIP and the status line is giving me the two week message. I'm not sure I should risk the IHG app so close to the CIP.
Apped for a card and I got an email just indicating Chase received the app (the email they send immediately), but it gives no time estimate on when they will have an answer. I called the app number and it says two weeks. I thought Chase usually sends a follow-up email giving a time estimate. Is that not always the case?
IIRC Chase emails are pretty generic and just state that they recieved the application. Calling the status line is going to give you more detail. The email is just a confirmation of reciept.
You can direct your appreciation to Simplynoir for posting this the other day
@Meanmchine wrote:You can direct your appreciation to Simplynoir for posting this the other day
Thanks for sharing.
Very Nice @simplynoir