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@Barkius wrote:Keeping in mind though that if you apply for a business card too soon after getting the personal card they will do a second hard pull, which happened to me.
Yikes! Thanks for letting me know. Any idea how long I need to wait after getting the personal Amex card before applying for the business card to ensure there's no HP?
@GZG wrote:
@Ack226 wrote:
@GZG wrote:honestly, get an Amex personal card so you can get future Amex business cards with no HP, and to bolster your personal profile, you'll need/want more cards
Does Amex work like that both ways? If I'm approved for a personal card I don't get an HP when applying for a business card. Or, if I get a business card first then there's no HP for personal cards after that?
no, you have to have a personal card to stop being HP'd on business cards
until you get a personal amex card, all business apps will be a HP
I have never heard about this before and was always told that the first card receives a HP and subsequent cards a SP (most likely). I've got several AMEX cards and have only received one HP but my first was a personal card so I can't say for certain by personal experience.
I would also consider the GM business card, no HP unless you accept the offer, 12 months 0% apr