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bofa 2fer

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jdsinm
New Contributor

bofa 2fer

Hello all,


So the 2fer is currently working still as of 9/1/26- 

 

Here is basic info-

last biz cards with bofa approved 12/2024 approx

 

Two approved (unilimited cash/customized cash) for my own ss#/sole p at the of the app online.

 

Applied for the second approx 10 mailing days after the 1st

A single TU personal inquiry.  Report locked after the first app was done.

 

Approval first card-11K 

Second approval-9K

 

Datapoints-

applies to both-

Score in the 77X range 

18% overall credit card usage

37% overall business credit card useage

0% credit business useage with them

0% credit personal usage with them

1 outstanding loans/revolving credit (no auto or home)

Income in solid 6 digit area, business income listed 95K for business

Credit age average about 18 years 

They pulled TU personal with a cali address

No idea if they pulled bus credit

0 inquiries when pulled ( i consider 12 month or less)


apples to SS# - at time of approvals

Sole P is about 15 years old

Have two personal cards with them. One around 22 years old. Once about 2.5 years old.

I have a business cash rewards with them thats about 4 plus year old.

I have a unlimited cash rewards that is about 18 months old.  (it closed now)

Personal Checking with them with 5K plus average balance for past 60 days. 

 

One final data p-

I closed the 18 month old card and split the CL to the two new cards that were approved. They let me use all of it other then $100 and then closed it.

 

Message 1 of 2
1 REPLY 1
cashorcharge
Community Leader
Super Contributor

Re: bofa 2fer

Congratulations on your Approval!!👏🏼🍾🥂

Message 2 of 2
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