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1 more card to raise score?

Established Contributor

Re: 1 more card to raise score?

Im guessing that OP's scores went up maybe due to his utilization dropped. 


In my area Discover card pulls Equifax.  I am in NEPA.  

You may wish to try Chase if you don't have 5/24 yet... if not go with Discover It! 


Keep us posted. 

 photo AllCC.jpg11/22 FICO8: EX/697 TU/721 EQ/700 ~ Tip Toeing thru the Tulips in my Garden since 6/21
Message 11 of 13
Established Member

Re: 1 more card to raise score?

I agree that it went up because of utilization. I opened 2 CC's a few months ago and my scores increased because of the presence of a revolving account . I read on here that 3 revolvers will help you optimize your scoring in that category. This is why I believe that the OP wants to open another card. I decided to garden the two that I have until my profile improves. To each its own, good luck OP!

Message 12 of 13
Frequent Contributor

Re: 1 more card to raise score?

Well if your going for another card, then I recommend the discover it card!

BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 13 of 13
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