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2nd Sallie Mae

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Anonymous
Not applicable

Re: 2nd Sallie Mae


@MoreRewards wrote:
Well that doesn't seem fair at all!
I wonder what happens if I app for 2nd Sallie Mae & Upromise at the same time.

Do it and let us know.

Message 21 of 27
Brax
Frequent Contributor

Re: 2nd Sallie Mae

From experience, if you don't get a 2nd auto approved they will deny duplicate cards during recon.

Message 22 of 27
MoreRewards
Established Contributor

Re: 2nd Sallie Mae

Nixon I don't know if I'm that brave!
Brax so I need to set myself up for auto approval some how
EQ 773 * EX 786 * TU 797
Message 23 of 27
bada_bing
Frequent Contributor

Re: 2nd Sallie Mae

Has anyone seen Barclays pull anything besides TU for a Sallie Mae app?

 

I'm getting my CR and score all tweaked for an app for a second Sallie Mae. It's been

8 months since my last app, which was my first Sallie Mae. All my reports are

currently frozen. I should be safe just thawing TU for the app? I think other than

Barclays trying to pull a frozen report, I should be reasonably good to go for an

instant approval. The only other issue I could see is maybe I have too much

exposure with Barclays, my first Sallie Mae has a CL of $18.8K, potential problem ?

+ 850 FICO8 since 2015, Thanks MyFICO - 5+ years since last HP
Message 24 of 27
Anonymous
Not applicable

Re: 2nd Sallie Mae


@bada_bing wrote:

Has anyone seen Barclays pull anything besides TU for a Sallie Mae app?

 

I'm getting my CR and score all tweaked for an app for a second Sallie Mae. It's been

8 months since my last app, which was my first Sallie Mae. All my reports are

currently frozen. I should be safe just thawing TU for the app? I think other than

Barclays trying to pull a frozen report, I should be reasonably good to go for an

instant approval. The only other issue I could see is maybe I have too much

exposure with Barclays, my first Sallie Mae has a CL of $18.8K, potential problem ?


I'd be real surprised if you didn't get an instant approval.

Message 25 of 27
Themanwhocan
Senior Contributor

Re: 2nd Sallie Mae


@MoreRewards wrote:
Well that doesn't seem fair at all!
I wonder what happens if I app for 2nd Sallie Mae & Upromise at the same time.

In my case, they give you the first card you apply for (Sallie Mae) with a 740 TU, and the second one (Upromise) they will contact you within 10 days with an update...

 

10 days later, they then pulled another credit report (EQ 749 !) and they denied me. I forget the exact wording but it was basically because it was too soon after obtaining my last Barclay card. Which they could tell without pulling a credit report...





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 26 of 27
MoreRewards
Established Contributor

Re: 2nd Sallie Mae

That's messed up! Don't now if I want upromise that bad though.
EQ 773 * EX 786 * TU 797
Message 27 of 27
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