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3 For 1

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titanofold
Established Contributor

3 For 1

I've been working on rebuilding my credit for a bit more than a year. This past January I was comfortable with starting to apply for things. We've been trying to get a mortgage, but kept running into hiccups.

 

A couple weeks ago, I got tired of waiting for mortgages and the sort preventing me from pushing forward on my plans, and I went into my bank, Wings Financial, to get three things: A personal loan for $10,000, a line of credit, and a credit card.

 

I was approved for all 3, and they only pulled my credit once.

 

Personal Loan: $4,000

Line of Credit: $300

Visa: $500

Scores2013-09-21Current
Equifax630 (LP)755 (CK)/749 (Quizzle)
Experian640 (FCR)FICO 707 (Amex)
TransUnion588 (CK)FICO 754 (Barclaycard)
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: 3 For 1

Congrats! Nice addition to your credit profile. Your credit will take a hit with 3 new accounts, but at least you avoided multiple HPs. Smiley Happy

Message 2 of 6
FlawlessShineAutoSpa
Established Contributor

Re: 3 For 1

Congratulations! For your approvals! Continue Success in The World of Credit Cards!

American Express Blue Cash Everyday $2000 •• Cap1 Venture One $10K
Barclaycard Rewards Mastercard $1500 •• Chase Freedom Visa $3500
Cap 1 Quicksilver Visa $5000 •• Cap 1 Quicksilver Mastecard $2000
Syncrhrony $1500 •• Citi Double Cash $1700 •• Cap1 Spark Classic $2000
Credit One Visa $500



Message 3 of 6
titanofold
Established Contributor

Re: 3 For 1


@Anonymous wrote:

Congrats! Nice addition to your credit profile. Your credit will take a hit with 3 new accounts, but at least you avoided multiple HPs. Smiley Happy


Yup, my AAoA will take a dive, but it's the positive payment history, total number of accounts, and variety of accounts I'm after. And I'm shooting for a refinance in 5 years, provided we can get a mortgage in the first place.

Scores2013-09-21Current
Equifax630 (LP)755 (CK)/749 (Quizzle)
Experian640 (FCR)FICO 707 (Amex)
TransUnion588 (CK)FICO 754 (Barclaycard)
Message 4 of 6
Anonymous
Not applicable

Re: 3 For 1

Congrats on the new CL's, awesome they only pulled once. 

Message 5 of 6
Anomalous
Senior Contributor

Re: 3 For 1

Congratulations on the approvals!

Keep both your credit and your body in top shape!

Message 6 of 6
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