Ok got my FICO 8 scores, results below.
Fico Score 8
powered by Experian 651
Credit Debt 0
Total Credit 1000
Credit Usage 0%
Late Payments 0
Time since late Never
Public records 1
Collection accounts 0
Experian 651
Transunion 692
Equifax 679
Factors helping your score:
Exp
No missed payments
Low credit usage
TU
No missed payments
Low credit usage
Substantial installment loan repayment
EQ
No missed payments
Recent credit card use
Factors hurting your score
Exp
Collection item and/or PR
Few current accounts
Short credit history
Seeking credit
TU
Short credit history
No credit card activity
Short revolving history
EQ
Collection item and/or PR
Short credit history
Few current accounts
Not using credit
