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A Quest for a Dscover it Credit Limit Increase

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AverageJoesCredit
Legendary Contributor

A Quest for a Dscover it Credit Limit Increase

Just figured id give sn update on my trials and tribulations with Discover on hitting the luv buttonSmiley Happy

Dec 9th 2016- 61 days no go, no letter

Jan 8th 2017 - 90 days no go, 3-5 days receive a letter

Jan 9th 2017- 91 days, no go, 3-5 days receive a letter

So far, looks like i dont fit the profile needed but will try again in 30 days.
Message 1 of 93
92 REPLIES 92
Anonymous
Not applicable

Re: A Quest for a Dscover it Credit Limit Increase

Same here AveJC, have hit the button weekly since passing 90 days/3rd statement mark - always receive the 3-5 day letter.

Keep on pressing and good luck.
Message 2 of 93
Anonymous
Not applicable

Re: A Quest for a Dscover it Credit Limit Increase

What does your credit profile/scores look like?  What was your SL with Discover?  I assume you've read through Austinguy's Discover data points thread already.  I'm curious what others have experienced with a profile similar to what yours is.

Message 3 of 93
Anonymous
Not applicable

Re: A Quest for a Dscover it Credit Limit Increase

AJC, I was hoping I'd find this post on the Approval page (I didn't want to look anywhere else), and dang it, here you are.  All is okay - give it another 31 days, and hit that button again.

 

Waiting for your bk to drop off your reports was a biggie (I was so excited for you as it was getting closer and closer). But, getting your first increase with Discover has trumped Smiley Wink even that. An increase, with them, will absolutely confirm that the old "oops" from long ago will not damage all the beautiful work you have done rebuilding your credit these last 10 years. Smiley Happy

Message 4 of 93
Anonymous
Not applicable

Re: A Quest for a Dscover it Credit Limit Increase

That sucks, AJC.... sorry.
Message 5 of 93
CreditCuriosity
Moderator Emeritus

Re: A Quest for a Dscover it Credit Limit Increase

Sorry to hear... Discover is just a weird lender as we all know.. Try it after 95 days.. One time I had to wait for 95 days for a CLI.. Usually 90 or 91 for me for the short time I have had them, but worth a try.  Discover is by far still my lowest lender.  I can only assume they figure I have so many other cards/high limits that I have no need for them or big limts with them when I still put a decent amount of spend on them at least for the amazon cats last two quarters.

Message 6 of 93
Anonymous
Not applicable

Re: A Quest for a Dscover it Credit Limit Increase


@AverageJoesCredit wrote:
Just figured id give sn update on my trials and tribulations with Discover on hitting the luv buttonSmiley Happy

Dec 9th 2016- 61 days no go, no letter

Jan 8th 2017 - 90 days no go, 3-5 days receive a letter

Jan 9th 2017- 91 days, no go, 3-5 days receive a letter

So far, looks like i dont fit the profile needed but will try again in 30 days.

Sorry to hear this AJC! We were riding the train together! But never fear, I know your time is coming soon! 

Message 7 of 93
Loquat
Moderator Emeritus

Re: A Quest for a Dscover it Credit Limit Increase

I've had my Discover card for a little shy of 3 months.  Noticed an auto increase of $1.2k this morning.  Was pleasantly surprised...thought since they gave me an auto incresae that I would try the button as well...no go.  I'll see what the letter says when it arrives...

Message 8 of 93
Anonymous
Not applicable

Re: A Quest for a Dscover it Credit Limit Increase

Congrats @Loquat
Message 9 of 93
geekmama
Contributor

Re: A Quest for a Dscover it Credit Limit Increase


@Loquat wrote:

I've had my Discover card for a little shy of 3 months.  Noticed an auto increase of $1.2k this morning.  Was pleasantly surprised...thought since they gave me an auto incresae that I would try the button as well...no go.  I'll see what the letter says when it arrives...


What kind of spend do you put through it? Any tips?

Message 10 of 93
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