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AAdvangtage Citi Bank Card

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BulldogLiz
New Member

AAdvangtage Citi Bank Card

Hello everyone. 
Long time lurker first time posting, I have recently been approved for the Barclay card Hawaiian miles business card and Chase Business cash card, very low limits on both but it'll work. 
I am debating on the AAdvangate Card, as me and my spouse do most travel on AA due to being close to a Hub, I am scared of being declined due to decline for MGM rewards card (issued by first national of Omaha).

here are some DP for me

EQ 792 0 inq 16% util 

TU 772 1 inq 16% util

EX 763 3 inq 16 % util

3 years Average age of accounts

3 years 10 months Age of oldest account

 

HH income is around $156000

 

No new personal accounts in 3 years. Just my 2 business cards in last 6 months. 

What does everything think the odds of approval are? 
considering Citi for Ticketmaster presale too as we go to a lot of concerts 

 

Message 1 of 10
9 REPLIES 9
SouthJamaica
Mega Contributor

Re: AAdvangtage Citi Bank Card


@BulldogLiz wrote:

Hello everyone. 
Long time lurker first time posting, I have recently been approved for the Barclay card Hawaiian miles business card and Chase Business cash card, very low limits on both but it'll work. 
I am debating on the AAdvangate Card, as me and my spouse do most travel on AA due to being close to a Hub, I am scared of being declined due to decline for MGM rewards card (issued by first national of Omaha).

here are some DP for me

EQ 792 0 inq 16% util 

TU 772 1 inq 16% util

EX 763 3 inq 16 % util

3 years Average age of accounts

3 years 10 months Age of oldest account

 

HH income is around $156000

 

No new personal accounts in 3 years. Just my 2 business cards in last 6 months. 

What does everything think the odds of approval are? 
considering Citi for Ticketmaster presale too as we go to a lot of concerts 

 


I think your approval odds are good.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 2 of 10
BulldogLiz
New Member

Re: AAdvangtage Citi Bank Card

Unfortunately I got auto declined Smiley Sad 

7-10 days for the letter, maybe I'll try to recon 

Message 3 of 10
BulldogLiz
New Member

Re: AAdvangtage Citi Bank Card

I haven't had a notification of any of credit files being checked yet (I pay for myfico) I noticed something about Citibank website saying maintained from 2/10 at 1am to 7am 2/11

mayhe this has something to do with it? 

Message 4 of 10
MarkintheHV
Established Contributor

Re: AAdvangtage Citi Bank Card

Maybe try for the AA Aviator card if recon doesnt work.

In My Wallet: MS AmEx Platinum | NFCU Flagship Visa 80k | AmEx MS Blue Cash Preferred 73.8k | Atmos Visa 41.5k
Message 5 of 10
BulldogLiz
New Member

Re: AAdvangtage Citi Bank Card

Very true. I had to recon Barclay's to get the approve for Hawaiian business, but they were very nice 

Message 6 of 10
NoMoreE46
Community Leader
Senior Contributor

Re: AAdvangtage Citi Bank Card

Please let us know the final outcome - I would have betted on an instant approval.

 

 

Message 7 of 10
BulldogLiz
New Member

Re: AAdvangtage Citi Bank Card

Of course! I am waiting for the letter to recon it

 

 

Message 8 of 10
BulldogLiz
New Member

Re: AAdvangtage Citi Bank Card

I called today when I received the letter that said "unable to verify info on application" 

 

I now need to wait until I get another letter with the security code on it then they can reconsider 

Message 9 of 10
nytokyobred79
Valued Contributor

Re: AAdvangtage Citi Bank Card


@BulldogLiz wrote:

I called today when I received the letter that said "unable to verify info on application" 

 

I now need to wait until I get another letter with the security code on it then they can reconsider 


Good luck to you. Hopefully, they can verify the info needed once you receive the next letter. Fingers crossed for you

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- about $240K | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
U.S. Bank Shield Visa SL: $500, successfully manually reconned to $15K
Message 10 of 10
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