AMAZON STORE CARD - ANYONE WITH LIMIT > 10,000

[BIGSTARXXX]

I've had my Amazon store card for about a year. Started at 1,200 then quickly moved to 4K, 8K, then 10K where I am today. No love from clicking Request Increase button on website. Should I contact Credit Solutions, chat ? I am wondering if it's worth it -- I do use the card a lot, probably cycled 5K thorugh it in a year. Balance is $0. 

Just wondering if anyone has a limit > 10K - it seems to be a ceiling, though I have seen a few posts where they have limits up to 25K.

My other Synchrony card is Walmart with a 10K limit.

[Anonymous]

There are some huge limit Amazon cards out there.  I've personally witnessed $35K but the guy has only that and a Lowes card for total exposure under $60K with Sync.

Also this thread: http://ficoforums.myfico.com/t5/Credit-Cards/Amazon-Synchrony-Maximum-Credit-Line/td-p/4820235

What other exposure do you have with Sync?

[BronzeTrader]

No point to have high CL.  Only have whatever you need.  Chase allows you to transfer CL across all your personal cards.  You can certainly build a $50k CL of the Amazon.  But what for?

[CreditCuriosity]

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@BronzeTrader wrote:

No point to have high CL.  Only have whatever you need.  Chase allows you to transfer CL across all your personal cards.  You can certainly build a $50k CL of the Amazon.  But what for?

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OP was referring to store card BTW not the Chase version

[Anonymous]

I just crossed that threshold last night. 10K to 25K. TU FICO is 736 (dipped with my last mini spree). There are multiple reports of needing a score around that or higher to break past 10K on this card. I did have to call CS to get it. Online CLI button said no and that I was at the limit allowed by their policy. I have Lowes at 35K, Google at 15K and now Amazon at 25K. No other Sync cards. Take care if you have multiple cards and you're mashing the CLI button. 

[AverageJoesCredit]

A person wanting 50k on an Amazon card may be same as a person who wants a 50k limit on a CSR, all depends on what they want and how they use, no wrong or right just personal choice

[BIGSTARXXX]

I have a TU of 784. Other Synchrony exposure is 10K for WalMart store card , and 9.5K limit on Care Credit.  I suppose I don't need a higher limit, I was just curious if anyone broke the 10K barrier  - sounds like it needs a call to Credit Solutions - I probably won't poke the bear for now

Thanks everyone.

[Anonymous]

I got a big CLI to $3,500 from $800 on my Amazon Prime store card last week (as well as from $1,200 to $3,500 on Walmart) so I'm also not inclined to, as others say, poke the bear anymore at this point. In candor, I think the only Sync card I'd need to get over $10k anytime in the foreseeable near-mid-term future is my new Care Credit which is at $4K starting line, and then only if something went badly wrong (knock on everything wood within reach)! About the only big-ticket (as in over $100) item that I expect to purchase aside from things like medical/vet items and car maintenance anytime soon is a new tablet, and both Amazon and Walmart now have all the credit I need for that. It may, admittedly, be making a virtue of necessity since I don't have any FICO scores over 700 at this point in time and therefore wouldn't likely be eligible for any $10K+ lines, but truly, I think I'm in a pretty good place overall, if only I can get CLI's to get my Visas in line with the rest of my cards.

[Anonymous]

I was at a $10,000 limit for almose 1 1/2 years.  I was able to get it to $25,000 this last September.  

[Scupra]

Amazon is my only Sync card and has been 'stuck' at $10k for a while now. I have asked and asked and always get told I am at the maximum allowed limit, even though I know this isn't true I stopped asking assuming it's the BK holding me back.