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AMEX Approval Odds?

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Anonymous
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AMEX Approval Odds?

I've been building my credit up I app'd and got approved for a $1200 Freedom card, $800 Discover, and $500 Barclays just this month. Im itching to join the Amex family but will wait if my odds dont look good or if its just not strategic at this point with 3 new apps just this month. I want a card that gives air miles so I was looking at the Amex Delta and maybe apping for something like the ED or BCE along with that. My current scores are EQ 626 TU 658 EX 643. What does everyone think?

 

My AAoA is 1 year

Util is less than 10%

My other TL's are a $300 Secured wells faro and a $300 secured Cap 1 card

Message 1 of 6
5 REPLIES 5
FocusedAndDetermined
Senior Contributor

Re: AMEX Approval Odds?

Really need more info to answer question, e.g. AAoA, util, other TLs, etc.  But based on the info you provided, I would suggest waiting 6 mos., and making good, responsible use of your new accts.

Message 2 of 6
Anonymous
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Re: AMEX Approval Odds?

I just updated it 

Message 3 of 6
FocusedAndDetermined
Senior Contributor

Re: AMEX Approval Odds?

Others may advise otherwise, but I stand by my wait 6mos opinion.  Your AAoA will drop when new acct report.  Let the inqs and new accts age a bit and see where your scores are in late Nov/early Dec.

Message 4 of 6
Anonymous
Not applicable

Re: AMEX Approval Odds?

I will take your advice and wait the 6 months. I believe it is the best. Thank you!

Message 5 of 6
Anonymous
Not applicable

Re: AMEX Approval Odds?

Your file is too weak and your limits are too low. I also say wait 6 months and see where you are.

Message 6 of 6
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