AMEX Approved- Is 4 Days Later Too Soon To App For Second AMEX (Delta Skymiles)?

[kidink1911]

I was recently approved for the AMEX Green Card on March 1st.

I am interested in applying for the AMEX Delta Skymiles Card and logged into my newly formed account to discuss with a representative. The representative informed me that there was no standard waiting period between applying.

The part of my question that the representative could not answer was if it would be a hard pull from the credit bureau for my new application. 

Does anyone have any insight into if it is soon enough that AMEX would use my 4 day old HP to judge my application for AMEX Delta Skymiles??

[AllCredit]

I applied for the Amex Blue Cash and Delta Skymiles the same night, instant approval for both...

[Anonymous]

Can't say for sure about charge cards, but a lot of people have their 2nd app delayed 5 days when they apply for two at once. I got a charge and credit card on the same day with one pull.
Being an Amex member now though, if you do apply and are denied it will only show SP, but if approved will be another HP

[Anonymous]

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@kidink1911 wrote:

I was recently approved for the AMEX Green Card on March 1st.

I am interested in applying for the AMEX Delta Skymiles Card and logged into my newly formed account to discuss with a representative. The representative informed me that there was no standard waiting period between applying.

The part of my question that the representative could not answer was if it would be a hard pull from the credit bureau for my new application. 

Does anyone have any insight into if it is soon enough that AMEX would use my 4 day old HP to judge my application for AMEX Delta Skymiles??

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They will approve 1 credit and 1 charge card on the same HP if you apply on the same day.

Since you have waited, it will be another HP.

2 of the same type (charge/credit) generally the 2nd one will be delayed a few days and possibly have another HP.

[UncleB]

This is YMMV... even more than usual. 

Under the old "rules" you could app for a charge and a revolver in the same day, and there would be a HP for each on Amex's side but they would be merged into a single HP at the bureau (EX).  It's also common knowledge that if you're already a cardholder, there's only a SP if you're denied.

However, several months ago existing cardholders started reporting that additional applications that were approved were also just a SP, although this isn't guaranteed (of course).  As a personal data point, when I got my ED card in January there was no HP.

Here's a Doctor of Credit link that explains what I'm describing:  http://www.doctorofcredit.com/amex-credit-card-approvals-without-hard-pull/

So basically under the old "rule" if you wait until the next day (or later) it's said you should expect another HP if approved for a second card, but based on other's experiences (as well as my own) if you're a current cardholder you also might get out of a HP for a new card. 

TL;DR... there's really no way to know, but in your scenario you should expect it and just be pleased if it doesn't happen. 

[Anonymous]

UncleB I have had a HP for every approved app-day with them, including the SPG Business in January and the Blue for Business a few weeks ago in February.

Last summer I had one for SPG personal, they initially denied my double app for SimplyCash Plus but HP again 5 days later and approved, then another HP a few days after that for Platinum.

I think in July i double apped PRG + ED and that was only 1 pull since it follows the 1 credit and 1 charge together rule.

[UncleB]

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@Anonymous wrote:
UncleB I have had a HP for every approved app-day with them, including the SPG Business in January and the Blue for Business a few weeks ago in February.

Last summer I had one for SPG personal, they initially denied my double app for SimplyCash Plus but HP again 5 days later and approved, then another HP a few days after that for Platinum.

I think in July i double apped PRG + ED and that was only 1 pull since it follows the 1 credit and 1 charge together rule.

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Yep, this doesn't surprise me at all.  Like the DOC article mentions they are all-over-the-place now, and it's truly YMMV - the old 'rule' isn't as firmly in place as it once was, although at times it might still work out that way. 

I would advise anybody to simply expect an HP for any application and be pleased if they don't get it.