AMEX ED or PRG?

[Anonymous]

Just today I got my first AMEX card, A Delta Gold. I wanted to combine my hard pulls and start piling up MR aswell. I was thinking going for an ED (25k MR) or PRG (50k MR). 

Which one would I have an easier time getting approved with? 4 months AAoA, 696 Experian FICO.

Thanks!

[JustBPatient]

Welcome.  What was your starting limit on the Delta?  If it was on the lower side, I would shoot for PRG.  The rumor is charge cards are a little easier to get than revolvers.  Good luck either way!!

[UncleB]

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@Anonymous wrote:

Just today I got my first AMEX card, A Delta Gold. I wanted to combine my hard pulls and start piling up MR aswell. I was thinking going for an ED (25k MR) or PRG (50k MR). 

Which one would I have an easier time getting approved with? 4 months AAoA, 696 Experian FICO.

Thanks!

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Your best chances of merged HPs will be to go for the PRG; anytime you apply for two revolving cards in the same day the second one usually goes to review and is a separate HP. 

I've been able to get a revolver and a charge card in the same day with one HP twice now so it can work, just keep in mind that it's not promised, and if you do end up with two HPs (due to any reason) there's no recourse. 

[Anonymous]

Yep 1 revolver 1 charge is a good Amex solution when shooting for one Hp.