AMEX- Need advice

[Anonymous]

I applied and was approved for an AMEX ED card for $2K last week. It was mostly an impulse application, to be honest. I was just psyched to be approved for a card with them. As I've been looking further into the other card benefits, I wondered about applying for the BCE card. I thought that might not be the best idea, since I was JUST approved by them. Would it be a bad idea to try and apply for a different AMEX card at this point? I'm mostly asking for purposes of not "biting off more than I can chew" with AMEX, so to speak. Not hugely concerned about the hard inquiry. I'm most concerned about starting off on the wrong foot with them. Any advise on what I should do?

[Anonymous]

I would just leave it alone for now and build a solid payment history on this card.  What are your scores and what other cards and CL's do you have?

[Anonymous]

Scores range from from 672-694. In the same app spree I was approved for Discover IT, Chase Freedom, And Cap 1 Venture, just to name the major creditors. I didn't think it would make much sense to call and see if I could run the BCE app and just close the ED based on approval but that might be more hassel than it's worth. 

[Anonymous]

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@Anonymous wrote:

Scores range from from 672-694. In the same app spree I was approved for Discover IT, Chase Freedom, And Cap 1 Venture, just to name the major creditors. I didn't think it would make much sense to call and see if I could run the BCE app and just close the ED based on approval but that might be more hassel than it's worth. 

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Congrats on your approval.  ^Pretty sure they wouldn't do that.  

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Scores range from from 672-694. In the same app spree I was approved for Discover IT, Chase Freedom, And Cap 1 Venture, just to name the major creditors. I didn't think it would make much sense to call and see if I could run the BCE app and just close the ED based on approval but that might be more hassel than it's worth. 

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Congrats on your approval.  ^Pretty sure they wouldn't do that.  

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Didn't think so. I'll probably just stick with the ED card and maybe upgrade down the road. It's probably unrealistic that they'd give me both cards at this point anyway. 

[Anonymous]

Congrats on your approvals.   I would wait a bit. I app'd & got mine in Nov.  After my last 3xcli, I'm going to wait and app for one more Amex.  Don't want to rock the boat on my cli's.

[Anonymous]

I appied last week maybe a little over a week for BCE was approved $3000 and instantly apped for ED. Had to call and they said I had to wait 2-5 days before they ran the secont app. 

Didn't believe I would get approved for the second so I 3X cli on BCE for the $9000 was approved right after I received card in mail. Received email for the approval on ED for $9,900! Couldn't believe it!

Scores were TU 728 EQ 716 EX 716

[Anonymous]

I wish i could be approved for the ED card.

[Anonymous]

OP, similar situation as me lol. but unfortunately, you can't get the bonus from the BCE because you have an amex product already. knowing that info is why i will ask to convert my ED to the BCP (i don't see much value in the BCE vs the BCP)

[Anonymous]

okay so i actually just called them. you can do a product upgrade 6 months after you have your card. it'll be a soft inquiry and your card number remains the same. but of course you can do an application too.... but that changes your AAoA and hits your credit as well.