AMEX Plat option

[Anonymous]

I just received my PRG and BBPlus.  I plan to get the Plat around November.

Readings on all posts, I want to do:

1. Apply for Ameriprise Plat to take advantage of the benefits with no AF first year (getting 2x200 travel credit??).  Then on 2nd year, apply for the regular Plat and cancel the Ameriprise card. (getting 2x200 credit under the new card)

2. Apply for the regular Plat. (No use for Uber credit)

Years ago I remember having the Plat; I wonder if the life time bonus on MRs would prevent me from getting it.  

Any input/suggestion would be great.  Thanks.

[BronzeTrader]

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@Anonymous wrote:

I just received my PRG and BBPlus.  I plan to get the Plat around November.

Readings on all posts, I want to do:

1. Apply for Ameriprise Plat to take advantage of the benefits with no AF first year (getting 2x200 travel credit??).  Then on 2nd year, apply for the regular Plat and cancel the Ameriprise card. (getting 2x200 credit under the new card)

2. Apply for the regular Plat. (No use for Uber credit)

Years ago I remember having the Plat; I wonder if the life time bonus on MRs would prevent me from getting it.  

Any input/suggestion would be great.  Thanks.

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You can try if you like. But the attraction of the Plat card is the huge bonus.  Without it, it loses its luster.

If you max out on any of the large bonus CCs, and you have the Ameriprise member, it is a decent card.  But I would not want to have it now that I still have to get the Plat bonus and there are better options out there.

[Anonymous]

So getting the regular Plat, pay the AF/MSR to get sign up bonus, cancel in 2nd year and apply for Ameprise card to keep?

I have CRS already so some benefits of the Plat are redundant.

Thanks.

[Anonymous]

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@BronzeTrader wrote:

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@Anonymous wrote:

I just received my PRG and BBPlus.  I plan to get the Plat around November.

Readings on all posts, I want to do:

1. Apply for Ameriprise Plat to take advantage of the benefits with no AF first year (getting 2x200 travel credit??).  Then on 2nd year, apply for the regular Plat and cancel the Ameriprise card. (getting 2x200 credit under the new card)

2. Apply for the regular Plat. (No use for Uber credit)

Years ago I remember having the Plat; I wonder if the life time bonus on MRs would prevent me from getting it.  

Any input/suggestion would be great.  Thanks.

---

You can try if you like. But the attraction of the Plat card is the huge bonus.  Without it, it loses its luster.

If you max out on any of the large bonus CCs, and you have the Ameriprise member, it is a decent card.  But I would not want to have it now that I still have to get the Plat bonus and there are better options out there.

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60k bonus with 5k spend vs savings 550 dollars seem pretty even to me.  I would probably take the no fee card over the Amex points myself.  

[Anonymous]

The Amex Plat is a keeper for me. In one trip the $550 paid for itself.

Congratulations on your PRG!