Are you getting 'Pre-Qualified' or 'Pre-Approved' messages when you check?
My EX has been hovering just under 700 until this week when a charge off dropped off. Jumped up 28 points. Now I'm getting the 'Pre-Approved' message, which looks a lot more legit.
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After point jump
Good News, Blueshadowson
You are Pre-Approved for the following Card offers.
Pre-Approved indicates that you meet certain criteria for a pre-approved offer and is not a guarantee of approval*.*
Approval is subject to your credit score or other credit attributes, your ability to pay, fraud risk and other eligibility requirements.
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Before point jump
Good News, Blueshadowson
You are successfully Pre-Qualified for the following Card offers,
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For reference, I don't have any Amex cards yet.
