AMEX pre-qualify question

[DJRobbieD]

Question for y'all...

Back in early July, I checked Amex's pre-qualification page and was offered the Platinum w/ 100k SUB, so I applied.  I was immediately denied due to still being on their blacklist for an old $3300 charge-off from the 2009/10 time period.  I decided to payoff the outstanding balance, which was processed by Amex on July 30th. 

So my question is (1) will Amex eventually re-offer me the pre-qualified Platinum w/ 100k SUB, and if so, (2) how long after paying the charge-off will it take before they re-pre-qualify me?

[CreditInspired]

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@DJRobbieD wrote:

Question for y'all...

Back in early July, I checked Amex's pre-qualification page and was offered the Platinum w/ 100k SUB, so I applied.  I was immediately denied due to still being on their blacklist for an old $3300 charge-off from the 2009/10 time period.  I decided to payoff the outstanding balance, which was processed by Amex on July 30th. 

So my question is (1) will Amex eventually re-offer me the pre-qualified Platinum w/ 100k SUB, and if so, (2) how long after paying the charge-off will it take before they re-pre-qualify me?

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SUBs change all the time, so there's no way to predict if you would be offered a specific product at any given time.

Since you paid off the amount owed to AmX, just give them a call and ask if you're in the clear to apply for any of their products.

GL2U