AMX Prequalified

[blb2397]

I was pre-qualified for the Platinum but nothing else? Is that typical considering Platinum is a little tougher? Was "invited" to apply for everythine else.

Thanks

[coldfusion]

AMEX personal charge cards including the Platinum aren't all that difficult to get approved for.  Your credit history matters but many people with scores in the upper 600s get approved.

[blb2397]

Thanks,

But I don't understand why I was pre-qualified ONLY for the platinum.

[OmarGB9]

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@blb2397 wrote:

I was pre-qualified for the Platinum but nothing else? Is that typical considering Platinum is a little tougher? Was "invited" to apply for everythine else.

Thanks

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From my understanding, all charge cards have the same underwriting, so no, Platinum isn't "tougher," it just has different perks and a much higher AF than it's siblings.

[AlanGJP]

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@blb2397 wrote:

Thanks,

But I don't understand why I was pre-qualified ONLY for the platinum.

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Don't put too much weight in what you see on pre-qual pages. If you're seeing the Platinum, likely you're approved for gold too and perhaps others - I don't know your score or any other data points for you. That would help us better guage your likelyhood of apprval. I can tell you, (as an example of poor pre-qual pages) Capital One pre-qual lists ONLY their secured card for me when I pre-qual. Clearly I can do better.