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AOD app sent!

Hasselfree
Valued Contributor

AOD app sent!

Hubby did his app for Sav/Plus checking/Visa Sig this morning in hopes of getting in front of someone on Monday.  




"Your ego is writing checks your body can't cash".
Message 1 of 25
24 REPLIES 24
blindambition
Community Leader
Senior Contributor

Re: AOD app sent!


@Hasselfree wrote:

Hubby did his app for Sav/Plus checking/Visa Sig this morning in hopes of getting in front of someone on Monday.  


Congrats to DH! My best to you guys for approval!! 👍🏻 

Message 2 of 25
coldfusion
Community Leader
Super Contributor

Re: AOD app sent!

Good luck!!!




(4/2021)
FICO 8 (EX) 815 (TU) 822 (EQ) 808
FICO 9 (EX) 827 (TU) 826 (EQ) 832

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 3 of 25
AllZero
Super Contributor

Re: AOD app sent!

Good luck on DH application!
Message 4 of 25
M_Smart007
Epic Contributor

Re: AOD app sent!

Message 5 of 25
RootDet
Frequent Contributor

Re: AOD app sent!

Good luck., I am cheering that yours makes it through. 



Message 6 of 25
Hasselfree
Valued Contributor

Re: AOD app sent!

Update:  Not a peep from anyone Smiley Surprised

My husband called on Friday and was told someone would call him back by EOBD, nada.  He called on Monday, was told the same thing and nada and today after being on hold for 8 minutes was hung-up on....needless to say, the experience for membership and products has been awful in as far as communication from anyone.  
Have sent 2 secured messages and no response there as well. 
The lack of CS though is hard to ignore. 




"Your ego is writing checks your body can't cash".
Message 7 of 25
KLEXH25
Valued Contributor

Re: AOD app sent!

Wow, sorry to hear it's taking so long. Maybe they're overwhelmed with applicants. Hope you get the news you want ASAP!





Message 8 of 25
RootDet
Frequent Contributor

Re: AOD app sent!

I waited about 2 days to get a membership setup. The CC denial came in pretty quick though, so it seems like underwriting was fast over there.

 

I do get the impression they are tightening the belt. Maybe they overlent, maybe felt the MF rush. 

 

Are you an out-of-state applicant?



Message 9 of 25
ZackAttack
Frequent Contributor

Re: AOD app sent!


@Hasselfree wrote:

Update:  Not a peep from anyone Smiley Surprised

My husband called on Friday and was told someone would call him back by EOBD, nada.  He called on Monday, was told the same thing and nada and today after being on hold for 8 minutes was hung-up on....needless to say, the experience for membership and products has been awful in as far as communication from anyone.  
Have sent 2 secured messages and no response there as well. 
The lack of CS though is hard to ignore. 


When I applied, I waited about 3 days before someone emailed me a message from AOD. It best to wait in a CU. They aren't a bank where there A TON of people on the phone several times a day that can assist. CUs do have a limited number of people; so it's best to wait to hear a response from them first.

 

I know that what I did for my AOD membership and the same thing for applying MSGCU's card & CLI. Once you made the attempt, someone will contact you as soon as possible.

MSGCU Rewards | $5k | 10/2/2020 | 9.25% APRDiscover Cash It | $4,550 | 1/4/2019 | 12.99% APRAmex 1.5% CB | $3.9k | 7/3/2019 | 20.99% APRBest Buy Store Card | $3kChase Freedom Flex | $1.2k | 4/10/2020 | 14.99% APRDiscover Cash It | $1,500 | 10/2/2020 | 11.99% APRCiti DC | $3.5k | 10/14/2020 | 16.99% APRDCU Platinum | $8k | 10/21/2020 | 8.5% APRNFCU cashrewards | $5.7k | 1/2/2021 | 16.99% APRNFCU Plat | $18.2k | 4/17/2021 | 10.99%

Loans
Ford Credit Car Loan 3-year 7/31/2018 ($199.26/month)
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 ($155.38/month)

Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020

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Message 10 of 25
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