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So I was checking Chase pre-screened offers the other day, and it said I had offers for Slate and Freedom. I decided to app for both (within seconds of each other). Consequently I hit submit on Freedom card first as that's the one I wanted more. After watching the spinning for a period of time, the Slate came back approved and the Freedom with a 30 day message. I've called a few different numbers, but not sure I'm getting the right people as the conversations I have with people are very short and not very forthcoming with any information. Any advice on how to go about recon efforts for the Freedom?
Reconsideration is for when an application has been denied. Anecdotal evidence here suggests that a 30-day message usually leads to approval with Chase so you may want to just wait it out.
I plan on waiting it out, just really thought it was funny I got the 30 day message on the one I submitted first, and instant approval on the second one. Didn't really expect that, but also thought calling the backdoor analyst I might have luck in getting an answer sooner, but it was like talking to someone that didn't have a clue.
basguru,
I was offered the same cards from chase, however I did not app for them yet. I was wondering if you would share your starting limit for the slate? I want to aplly but I want to maximize my HP for the card.
Thanks for your response. A balance transfer is what I am looking to do.
Hello. My post is long but the last part is my double Chase app experience that might be insightful for you. If it's not too late. Here is the link:
http://ficoforums.myfico.com/t5/Credit-Card-Applications/My-first-4-months-almost/td-p/4546981