After 5 years applied for cli

Anonymous · ‎08-03-2015

I've had a U.S. Bank college visa since 2012 I haven't applied for credit since 2012 because I never wanted inquiries but because of this website I've became addicted to my credit! I've went from a 589 to a 660 within 30 days. I didn't get an instant approval, my file is being reviewed :/ hope I didn't waste an inquiry 😫 ten days is a long time to wait.

morgacj2004 · ‎08-03-2015

Good Luck!

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550

12njoy · ‎08-03-2015

@Anonymous wrote:
I've had a U.S. Bank college visa since 2012 I haven't applied for credit since 2012 because I never wanted inquiries but because of this website I've became addicted to my credit! I've went from a 589 to a 660 within 30 days. I didn't get an instant approval, my file is being reviewed :/ hope I didn't waste an inquiry 😫 ten days is a long time to wait.

US Bank usually will reach a decision in 2-3 business days. I would call the backdoor number on Thursday and ask for status. Good luck. I think most are manually reviewed anyway, so that's no indicator of status that you got pending message.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+

12njoy · ‎08-03-2015

@Anonymous wrote:
I've had a U.S. Bank college visa since 2012 I haven't applied for credit since 2012 because I never wanted inquiries but because of this website I've became addicted to my credit! I've went from a 589 to a 660 within 30 days. I didn't get an instant approval, my file is being reviewed :/ hope I didn't waste an inquiry 😫 ten days is a long time to wait.

What is your current credit limit with US Bank?

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+

Anonymous · ‎08-03-2015

300, I've never asked or received cli on any of my cards except lowes and Walmart but I'm assuming I made a bad choice in cards seeing as how everyone on here loves Amex and discover lol. Utilization is 15% pending my recent payment it should be down to 5% no collection accounts and only 2 inquiries from 2013.

Anonymous · ‎08-03-2015

@12njoy what is the back door number?

Anonymous · ‎08-03-2015

Nice to hear and congrats on your scores! Keeping fingers crossed for you.

Anonymous · ‎08-03-2015

Thank you!

12njoy · ‎08-04-2015

@netta073,

18009471444

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+

ojefferyo · ‎08-04-2015

US Bank pretty much reviews 99% the apps, call the number listed and you should get some sort of status on the automated system.

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