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Since you buy those AK Air tickets so often, you should app for the AK card, like, yesterday. You'll at least get extra points for the purchase of the tickets. Beware: this card does have a foreign transaction fee, 3% on overseas purchases, so not so hot for overseas use.
However, you should then seriously consider (ok, app yesterday for) the CapOne Quicksilver, not the Venture. The QS will get you the 1.5% cash back, no AF so you don't have to earn out of that (and honestly, Venture AF does not provide any perks at all), and most importantly, no foreign transaction fee. Your trip to Hungary will have FTF. If you use your new QS that you got yesterday, no FTF.
Let us know how these apps go yesterday ![]()
The Ak Air Sig Visa is much harder to get than venture so it all depends on your score, hx and inq. I have had both. AK card is worthwhile if u use the companion pass or travel a lot on AK Air otherwise go with the venture and req AF waiver after I yr.
I have both. Venture is useless after year one (like Arrival+) and the AF kicks in. Alaska miles are pretty valuable and since they have codeshare agreements with tons of airlines in place, redemption is great even if you don't live in Seattle. The biggest problem with Alaska miles is the lousy 25k bonus. It rarely gets bumped to 50k.
BoA will most likely pull EX and Cap1 will pull them all. BoA is generally good with reconsideration if you aren't approved. Cap1 will 99% stand behind the computer response.
@Anonymous wrote:
I don't think the bonus is lousy considering there is no spending requirement.
I can see it depending on the individual, but spend requirements haven't taken much effort for me to make. It is nice to just get the bonus from being approved, but the AF also isn't waived for the first year like most other Airline cards. BoA is also good with approving multiple Alaska Airlines cards and bonuses as well.
@Anonymous wrote:
I have the Alaska air even though I'm not really in their hub. For the next 3 or 4 years we will be trekking all over the west coast, the card orginally appealed to me because of the bonus miles without a spending requirement and the companion fare. Seems like you will get a lot more use out of it than I will. I like the fact that you can earn and use your points on other Airlines. And 75 isn't a bad AF. If you do apply, make sure you get approved for the VS. If not, call the credit anyalst and have them bump you up to 5k. You will not get the 2500 bonus miles and companion fare with the platinum plus. My mom had to do that.
I don't have the Venture, but considered it. Honestly, it seems like a pump and dump card. Capital one is an easy lender to deal with, and miles post immediately. They have been giving great start lines with the venture. Also you can use the miles with any airline, hotels, etc. Spending requirement for bonus is kind of high..Alaska VS comes with no spending requirement for a free plane ticket and 3 pts per dollar for AK flights.
Its up to you and what you feel is better. Venture has a great sign up bonus but there are other 2% cards out there with No AF. Most people have been downgrading to the regular venture before the AF hits.
Thank you for such a thorough response. I'm just now seeing everybody's replies. I'm afraid I'm a long way from apping for Alaska Signature which is killing me! I wouldn't even app without knowing I could get it. I'm going to stick with this goal though as it seems like it would be a good fit!
NRB You crack me up i wish I could have got these all like yesterday ![]()
@NRB525 wrote:Since you buy those AK Air tickets so often, you should app for the AK card, like, yesterday. You'll at least get extra points for the purchase of the tickets. Beware: this card does have a foreign transaction fee, 3% on overseas purchases, so not so hot for overseas use.
However, you should then seriously consider (ok, app yesterday for) the CapOne Quicksilver, not the Venture. The QS will get you the 1.5% cash back, no AF so you don't have to earn out of that (and honestly, Venture AF does not provide any perks at all), and most importantly, no foreign transaction fee. Your trip to Hungary will have FTF. If you use your new QS that you got yesterday, no FTF.
Let us know how these apps go yesterday