Alliant Credit Union Credit Card - Declined - myFICO® Forums

Creditaddict · ‎02-02-2021

Pulled TU 740 (even I was shocked)

Denied for charge offs (paid 2-3 years old at this point)

number of inquiries (shocked face)

gingerflower · ‎02-02-2021

Sorry for the Denial! Alliant fcu can be weird at times!

coldfusion · ‎02-02-2021

@gingerflower wrote:
Sorry for the Denial! Alliant fcu can be weird at times!

Not when it comes to CC, they're pretty consistent in being inquiry sensitive and leaning toward conservatism when extending unsecured credit.

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

gingerflower · ‎02-02-2021

@coldfusion Exactly! the reason why I stated alliant can be weird is because they would offer CLI but at the same time they'd reply you have Sufficient available credit...

OmarGB9 · ‎02-02-2021

Sorry for the decline.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

M_Smart007 · ‎02-02-2021

Sorry for your denial

Azza · ‎02-04-2021

Sorry man. Alliant is stingy. I have a bunch of Signature cards and I am too uninterested in pulling for their Visa Signature when it'll cost me a hard pull, especially with this latest Platinum Rewards nerf.

Currently Reporting: