Alliant Question

[Anonymous]

What has everyones experience been with Alliant? Easy app process, tight or generous SL, POI, customer service etc?

[Cory88]

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@Anonymous wrote:

What has everyones experience been with Alliant? Easy app process, tight or generous SL, POI, customer service etc?

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Yes, I applied for a credit card and it took days and the POI they wanted then taxes and it was a mess trying to get them to understand that I don't do state taxes (I'm in FL) and after 7 days $1000 CL with 791 FICO TU score and good stable income. They even nit picked on my hours a week why does it change by 5 to 10 min every week, I was like are you kiding me?

[Anonymous]

Wow. Sorry to hear that but thanks for the input.

[HO8X7696]

For me it was very quick and easy.  I applied waited,  2 days since I did it on Saturday.  Called on Monday and was transferred to a loan officer who told me I was approved. Didn't have to prove income or anything like that. 

[Anonymous]

What kind of SL did you get?

[Slowlyrebuilding]

I was approved for alliant about 5 years ago with a 10k starting CL. My credit score was in the mid high 600s. I didn't have to provide anything to them...

[SweetCreditObsession]

It was easy for me. I'd had a checking and savings with minimal balances for about 5 years. I applied last year got approved within minutes for a little under $3,000 which matched my third or fourth highest limit card at the time. I called and said that I wanted to do a balance transfer and so they increased it to five for me. I didn't have to share proof of income.