They're slow to comm unfortunately. Pretty much all of their CC apps are manual review. If your scores are good and you have and average amount of open credit. You have a good chance. They will not contact you quickly if you're denied. You'll have to call in during business hours to speed up the process. Good luck
Sorry to hear that. IMHO, you haven't lost anything.
They are very conservative and some what picky on who they approve. They deny people even with 800 scores and perfect payment history. Plenty of other lenders with better CC's would be glad to have you.
They are very conservative and some what picky on who they approve. They deny people even with 800 scores and perfect payment history. Plenty of other lenders with better CC's would be glad to have you.
@Anonymous wrote:
@mrinal wrote:
@Gmood1 wrote:They're slow to comm unfortunately. Pretty much all of their CC apps are manual review. If your scores are good and you have and average amount of open credit. You have a good chance. They will not contact you quickly if you're denied. You'll have to call in during business hours to speed up the process. Good luck
unfortunately, they denied my applications. The reasons were:
Time accounts have been established
Sorry they denied you! I've never applied for one of their cards. But, I do enjoy banking there. Their APY are pretty good. Customer Service is great! Top Notch credit union in my opinion.
I agree the banking account side is very good. They are also great for a shared secured loan. OP you should check out Penfed. They aren't as conservative and anyone can join them as well. Their pre-approvals are real and not pre-selected offers dressed up to look like pre-approvals. Such as what Alliant emails members as well as several other CUs I'm a member of do.