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What's the rush to get both cards so close together?
OP, I have a feeling that it could possibly be tenure with Amex as reason the for denial. Your score is kind of low, and they might feel your profile doesn't warrant another card? However, not knowing any of you other info like age of accounts etc. it's hard to tell.
I've DP's from people that have apped two cards within days of each other. I just know you cannot app more than 2 in 60 days, so in theory you should have been fine.
Also, generally when you click on teh apply button and it sasys "pre-Approved". You don't usually have to enter any info. Ever since my first app, whenever I apply for another card it's all pre-filled. So that may have been a hint that you ween't going to be approved.
@Anonymous wrote:OP, I have a feeling that it could possibly be tenure with Amex as reason the for denial. Your score is kind of low, and they might feel your profile doesn't warrant another card? However, not knowing any of you other info like age of accounts etc. it's hard to tell.
I've DP's from people that have apped two cards within days of each other. I just know you cannot app more than 2 in 60 days, so in theory you should have been fine.
Also, generally when you click on teh apply button and it sasys "pre-Approved". You don't usually have to enter any info. Ever since my first app, whenever I apply for another card it's all pre-filled. So that may have been a hint that you ween't going to be approved.
Pre-filled other than current income and Bonvoy number. Current experian is 720, and I've been a Gold then Platinum member since 2017. No HP on any CR. I do know there is a 1 in 5 rule now (no more than one new revolving card within 5 days although charge cards are "unlimited"), along with no more than 2 in 60. Recon line is closed Sundays, so I'll call tomorrow and get the skinny.
Also, the application status page lists the status as "Cancelled", not "Declined"
Good luck reconning !
@snickerpedia wrote:
Did u call?? Also it’s two revolvers in 90 days not 60
Yes, 2 in 90 is the rule.
No, did not call. No HP, no decline, and I've lost the motivation to work two new cards simultaneously. Almost talked myself out of applying in the first place, so maybe it's kismet.
Gonna let the sleeping dog lie.