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Amazon Synchrony Card Question

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Anonymous
Not applicable

Amazon Synchrony Card Question

Hello! I’m just wondering what my approval odds are for this card, I know it’s not super difficult but I currently have a 717 TU FICO

Cap 1 AU 9 months 500$ limit 3% UTI
Discover AU 2 years 10,500$ limit 1% UTI
Sync/CB2 AU 6 months 1,600$ limit 12% UTI
SaksFirst Primary 2 months 500$ limit 60% UTI
Nordstrom VISA Primary 2 months 7,500$ limit 11% UTI
Chase Marriott Primary 1 Month 5,000 Limit 2% UTI

5 TU inquires
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Amazon Synchrony Card Question

You have a young and thin file so Sync is a lot more unpredictable there. It's worth a shot though. It's a great card and it grows quickly. 

Message 2 of 5
Meanmchine
Super Contributor

Re: Amazon Synchrony Card Question

Synchrony gives great weight to TU08 scores an yours if fine.  Id say you were gtg for a $1000 SL, just my guess of course

Good luck

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 3 of 5
Anonymous
Not applicable

Re: Amazon Synchrony Card Question

You have a pretty young file like mine. I was approved with 2 years of history with 2 cards though. You have 4 accounts opened in 6 months that might spook them, but I'm leaning towards approval, just not a high SL.  I still can't get them to CLI my card after a year, shown zero love and every time it was because "Too many new accounts" and I only have 3 accounts this last year. 1 is a credit builder charge card.

Message 4 of 5
CreditInspired
Super Contributor

Re: Amazon Synchrony Card Question

I think you should not get any more credit at this time. Two of the CCs that you are financially responsible for are retail. IMHO, you should wait until your Marriot is at least 6 mos old. 


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Message 5 of 5
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